Asheville, NC · Updated Oct 2026

What a Asheville house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Asheville house

$10,259a year · $855 a month

Starts at $304,400 of value before exemptions. Typical use.

A typical Asheville house pays about $10,300 a year: $3,780 property tax and charges, $1,640 water and sewer, $240 trash, $2,980 electricity and gas, $1,620 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ or disabled, low income: homestead exclusion$25,000 or 50% off home value
Owners at least 65 or totally and permanently disabled, with previous-year income no more than $38,800 (2026 limit), can exclude the greater of the first $25,000 or 50% of the appraised value of their permanent residence.
How: File Form AV-9 with the county tax assessor by June 1.
Disabled veterans: $45,000 exclusionUp to $45,000 off value
A veteran with a total and permanent service-connected disability, or an unremarried surviving spouse, can exclude up to the first $45,000 of the appraised value of the permanent residence. There is no age or income limit.
How: Have a Veterans Service Officer complete Form NCDVA-9, then file it with the county tax assessor.
Seniors 65+ or disabled: circuit breaker tax defermentTax limited to 4% or 5% of income
Owners at least 65 or totally and permanently disabled can have their taxes limited to 4% of income (income up to $38,800) or 5% (up to $58,200), for the 2026 tax year. Taxes over the limit are deferred and remain a lien; the last three years become due with interest on a disqualifying event: death of the owner, transfer of the property, or the home no longer being the owner's permanent residence.
How: File a new Form AV-9 with the county tax assessor every year.
Leak adjustment on a high water billUp to two adjustments in 24 months
If a private leak is confirmed and repaired within 30 days of the first high bill, the City may adjust the bill. A maximum of two leak adjustments are permitted within any 24-month period.
How: Request the adjustment in writing within 45 days of the repair, with proof of the repair, using the city's adjustment form. Questions: 828-251-1122.
Enbridge Gas rebates for efficient gas equipmentUp to $400 bill credit
Enbridge Gas North Carolina gives a bill credit of up to $400 for qualifying natural gas equipment: $400 for a 0.97+ AFUE furnace, $300 for a 0.95+ UEF tankless water heater.
How: Submit the rebate form within 90 days of installation with an itemized receipt.
Bulky item pickup on requestAppliances $10 per item
The City collects chairs, beds, mattresses, sofas and other bulky items on request. Appliances are collected for a fee of $10.00 per item, assessed on the combined utility bill.
How: Call (828) 251-1122 or use The Asheville App to schedule, and put items at the curb by 7 a.m. on the collection day.

Money dates

Jan 5in 74 daysUnder North Carolina law, property taxes are due September 1 and can be paid at face amount before January 6. Interest of 2% starts January 6, then 3/4% a month from February 1.
Jun 1Deadline to file Form AV-9 for the elderly or disabled exclusion, the disabled veteran exclusion and the circuit breaker deferment.
Each water billLate water bill payments incur a delinquent fee of $15; the second delinquent fee is $50.

Who serves this house

Water: City of Asheville Water Resources Department; Residential rates for bills issued on or after September 01, 2026
Property tax: 1.24% of value; 2026 tax year (FY2027), Buncombe County
Garbage: City of Asheville Sanitation; $20.00 a month on the combined utility bill, which comes every other month
Sewer: Metropolitan Sewerage District (MSD); Billed with city water on one bill: a sewer treatment charge per CCF and a sewer maintenance fee based on meter size
Electricity: Duke Energy Progress; Residential Service Schedule RES: $14.00 basic customer charge a month
Gas: Enbridge Gas North Carolina; Rate Schedule 101 residential service: $12.00 facilities charge a month

Pay or manage your bills

Your water

Source: The North Fork and Bee Tree reservoirs supply the North Fork and William Debruhl Water Treatment Facilities.
Lead: City of Asheville Water customers can pick up free lead test kits at Asheville City Hall.

Other NC cities

What a Raleigh house pays What a Hendersonville house pays What a Monroe house pays What a Havelock house pays

How these numbers are made

Asheville bills water, sewer (for MSD), stormwater and solid waste together on one City of Asheville utility bill every other month; we show monthly figures.
Water: City of Asheville single-family rate of $6.02 per CCF (bills issued on or after September 1, 2026) and the $15.41 bimonthly base fee for a 5/8-inch meter, halved to $7.705 a month.
Sewer: MSD's FY2027 rates (from July 1, 2026): $6.21 per CCF inside the district, the $9.58 base meter/maintenance charge for a 5/8-inch meter taken as a monthly charge (MSD's rate schedule does not print the period), and the $3.09 per-bill billing fee halved because bills come every other month.
Stormwater uses Tier 2 ($7.76 a month, 2,001 to 4,000 sq ft of impervious surface), the tier that holds the city's 2,442 sq ft equivalent residential unit; your tier depends on your property. Garbage is the $20.00 monthly solid waste fee for one 95-gallon cart.
Property tax: the amended 2026 rates, Buncombe County 61.54 cents, City of Asheville 50.78 cents and the Asheville City Schools supplemental tax 11.75 cents per $100, on the 2021 values, starting at $304,400, the Buncombe County median 2021 value of Asheville's improved single-family parcels. Homes in parts of the city outside the Asheville City Schools district do not pay the 11.75 cents; downtown properties also pay the 8.77-cent business improvement district rate, which is not included. North Carolina has no general homestead exemption.
Electricity: Duke Energy Progress Schedule RES as of September 1, 2026, with the 3.144-cent rider total and both storm securitization charges per kWh and the $1.81 CEPS charge in the fixed charge; above 800 kWh, a weighted average of five summer and seven winter months; starting use is Duke Energy Progress's 2024 NC residential average from EIA (about 1,006 kWh). Gas: Enbridge Gas North Carolina Rate 101 from October 1, 2026, the average of winter and summer per-therm charges plus the $12.00 facilities charge, at the 2024 NC residential average (about 41 therms). Sales tax is not included. Insurance is the 2022 North Carolina average HO-3 premium (NAIC).
Nothing here is legal, tax or insurance advice.

Sources

How Asheville compares

A typical Asheville house against the 320 cities we cover nationwide, using the same default numbers as the total above.

Per year	Asheville	Median	Where it falls
Property tax rate	1.24%	1.23%	higher than 162 of the other 314 cities we cover nationwide
Water	$743	$654	higher than 191 of the other 319 cities we cover nationwide
Sewer and utility-bill fees	$897	$735	higher than 200 of the other 284 cities we cover nationwide
Trash	$240	$379	lower than 213 of the other 249 cities we cover nationwide
Electricity and gas	$2,981	$2,743	higher than 194 of the other 319 cities we cover nationwide
Home insurance	$1,621	$1,492	higher than 195 of the other 314 cities we cover nationwide
Total	$10,259	$11,671	lower than 211 of the other 319 cities we cover nationwide

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Trash

The fact: Trash pickup here costs about $240 a year for the standard cart, lower than 213 of the other 249 cities we cover nationwide. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $240 a year for the standard cart, lower than 213 of the other 249 cities we cover nationwide. What drives that cost, and would you change anything about the service or the price?"

See who is running in your city →

Common questions about Asheville house costs

What is the property tax rate in Asheville?

About 1.24% of the value before exemptions a year (2026 tax year (FY2027), Buncombe County), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Asheville?

About $6,204 a year on $500,000 of the value before exemptions.

How much is the water bill in Asheville?

About $137 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Asheville Water Resources Department.

How much does trash pickup cost in Asheville?

$20 a month for a house.

When is property tax due in Asheville?

Jan 5: Under North Carolina law, property taxes are due September 1 and can be paid at face amount before January 6. Interest of 2% starts January 6, then 3/4% a month from February 1.

Can seniors lower their property tax or bills in Asheville?

Yes. Seniors 65+ or disabled, low income: homestead exclusion: Owners at least 65 or totally and permanently disabled, with previous-year income no more than $38,800 (2026 limit), can exclude the greater of the first $25,000 or 50% of the appraised value of their permanent residence.

How much does a house in Asheville cost to run each year?

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