What a Archdale home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $198,000; your assessed value is often lower. Typical use.
- Property tax$1,763
0.890% of $198,000
- Electricity$1,881
984 kWh a month $1,881
- Water and sewer$1,486
7,000 gallons a month on City of Archdale: water $50, sewer $69, stormwater (residential) $5 a month
- Trash$252
Weekly trash cart plus bi-weekly recycling cart, $21 a month
- Home insurance$1,621
Typical premium $1,621
A Archdale house at the typical market value ($198,000) costs about $7,000 a year: $1,760 property tax and charges, $1,490 water and sewer, $250 trash, $1,880 electricity, $1,620 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
One change saves this house about $597 a year:
Bring water use down to 3 units
$597 a yearAbove 3 units a month, City of Archdale charges $8.29 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.
Worth checking
Elderly or disabled exclusion: first $25,000 or 50% of assessed valueFirst $25,000 or 50% (greater) of assessed value
Randolph County excludes from taxation the first $25,000 or 50% (whichever is greater) of assessed value for the permanent residence.
Disabled veterans: first $45,000 of value excludedUp to $45,000 off appraised value
This program excludes up to the first $45,000 of the appraised value of the permanent residence of a disabled veteran.
Pay the county tax bill early for a 2% discount2% discount, July through August
There is a discount of 2% offered for early payment of the bill from July through the month of August.
How: Pay Randolph County before the September 1 due date.
Owners 65+ or disabled: circuit breaker limits tax to 4% of incomeTaxes limited to 4% of income
Under the circuit breaker, taxes are limited to four percent of the owner's income if income does not exceed the limit.
How: For the 2025 tax year the limit was $37,900; owner must be 65+ or totally and permanently disabled.
Free mulch for city utility customersFree, by appointment
Mulch is free to in-city utility customers, available by appointment only.
Money dates
- Sep 1The tax bill that is mailed does not become due until September 1st.
Who serves this house
- Water
- City of Archdale
- Inside city limits; first 2000 gal. with up to 1" meter
- Property tax
- 0.89% of value
- 2026 tax year (FY2026-27), Randolph County
- Garbage
- City of Archdale
- Weekly trash pick-up and bi-weekly recyclables pick-up are included on the utility bill
- Electricity
- Duke Energy
- The City tells residents to report street light outages to Duke Energy
Other NC cities
Raleigh home costsAsheville home costsHendersonville home costsMonroe home costsHavelock home costsAlbemarle home costsMount Airy home costs
How these numbers are made
- Property tax: Randolph County 0.50, Archdale-Trinity school district supplement 0.0803 and City of Archdale 0.31 per $100 of valuation, 2026-27, from the Randolph County tax rate page. The Randolph County budget document shows the county rate proposed at 50.00 cents; a social post mentions 47.75 cents, which the county rate page does not show.
- Starting value is the Census median value of owner-occupied homes in Archdale (market, not assessed). Randolph County's last reappraisal was effective 1/1/2023 and the next is in 2027.
- Water and sewer: $20.60 water and $24.90 sewer minimum for the first 2,000 gallons, then $6.20 water and $9.30 sewer per 1,000 gallons (inside city rates).
- Trash $15.50 plus recycling $5.50 per cart per month, and residential stormwater $5.00 per month, all on the city utility bill.
- Electricity: Duke Energy Carolinas Schedule RS (the Archdale site names only Duke Energy; third-party territory data lists Duke Energy Carolinas for Archdale), from the NC Public Staff bill comparison for Sept. 1, 2026; $14.00 + $1.35 monthly, and per kWh 0.122603 + 0.000433 + 0.001375 + 0.019258 including riders. The page does not add sales tax. Gas (Piedmont Natural Gas) is not priced.
- Insurance: 2022 is the latest official NC average found (Triple-I/NAIC); NC base rates have risen since (about 15% approved by mid-2026), so current premiums are likely higher.
- Nothing here is legal, tax or insurance advice.
How Archdale compares
A typical Archdale house against the 8 North Carolina cities we cover, using the same default numbers as the total above.
| Per year | Archdale | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 0.89% | 1.04% | lower than 6 of the other 7 North Carolina cities we cover |
| Water | $599 | $540 | higher than 4 of the other 7 North Carolina cities we cover |
| Sewer and utility-bill fees | $887 | $812 | higher than 4 of the other 7 North Carolina cities we cover |
| Trash | $252 | $340 | lower than 5 of the other 6 North Carolina cities we cover |
| Electricity and gas | $1,881 | $1,881 | in the middle of 7 other North Carolina cities we cover |
| Home insurance | $1,621 | $1,621 | in the middle of 7 other North Carolina cities we cover |
| Total | $7,003 | $8,071 | lower than 6 of the other 7 North Carolina cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Archdale's property tax rate is 0.89%, lower than 6 of the other 7 North Carolina cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Archdale is 0.89%, lower than 6 of the other 7 North Carolina cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Trash
The fact: Trash pickup here costs about $252 a year for the standard cart, lower than 5 of the other 6 North Carolina cities we cover. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $252 a year for the standard cart, lower than 5 of the other 6 North Carolina cities we cover. What drives that cost, and would you change anything about the service or the price?"
Common questions about Archdale house costs
What is the property tax rate in Archdale?
About 0.89% of the value before exemptions a year (2026 tax year (FY2026-27), Randolph County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Archdale?
About $4,452 a year on $500,000 of the value before exemptions.
How much is the water bill in Archdale?
About $124 a month for water and sewer at typical use (7,000 gallons a month) on City of Archdale.
How much does trash pickup cost in Archdale?
$21 a month for a house.
Can seniors lower their property tax or bills in Archdale?
Yes. Owners 65+ or disabled: circuit breaker limits tax to 4% of income: Under the circuit breaker, taxes are limited to four percent of the owner's income if income does not exceed the limit.
How much does a house in Archdale cost to run each year?
A Archdale house at the typical market value ($198,000) costs about $7,000 a year: $1,760 property tax and charges, $1,490 water and sewer, $250 trash, $1,880 electricity, $1,620 home insurance. Estimated from public rates, not anyone's actual bill.