Lawton, OK · Updated Oct 2026

What a Lawton home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Lawton house

$10,705a year · $892 a month

Starts at the typical market value, $142,100; your assessed value is often lower. Typical use.

Property tax$1,609
1.141% of $142,100, less $1,000 homestead exemption
Electricity$2,153
1100 kWh a month $2,153
Water and sewer$1,127
5,000 gallons a month on City of Lawton: water $42, sewer $29, drainage maintenance $2, stormwater management charge $1, waurika charge $9, sewer rehab $3, capital outlay (c/o fee) $8 a month
Trash$259
City polycart, $22 a month
Home insurance$5,556
Typical premium $5,556

A Lawton house at the typical market value ($142,100) costs about $10,700 a year: $1,610 property tax and charges, $1,130 water and sewer, $260 trash, $2,150 electricity, $5,560 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

One change saves this house about $334 a year:

Bring water use down to 3 units
$334 a year
Above 3 units a month, City of Lawton charges $7.55 a unit instead of $0.00.
How: Most of the top tier is outdoor watering: fix leaks and water less often in summer.

Worth checking

Homeowners: file for the homestead exemption$1,000 of assessed value
The county homestead guide says the exemption saves $1,000 on a taxpayer's assessed value and that annual renewal is automatic.
How: See the county homestead guide for details.
Household income $30,000 or less: double homesteadDouble homestead
Anyone of any age with gross household income of $30,000 or less for the previous year can qualify for the double homestead.
How: Apply January 1 to March 15; those under 65 must apply annually.
Seniors 65+, income $74,500 or less: property valuation limitFrozen taxable value
The head of household must be 65 or older prior to January 1, own and occupy the homestead, have a valid homestead exemption on file, and have gross household income not above $74,500 for the previous calendar year. If approved, this limitation locks in the taxable value for a homestead.
How: Apply between January 1 and March 15, or within 30 days from the date issued on a Notice of Change in Assessed Value of Real Estate.
Seniors 65+, income $35,650 or less: reduced city utility ratesReduced utility rates
A head of household 65 or older with a combined annual gross household income of $35,650 or less can apply for reduced rates.
How: Apply at the Water Department at Lawton City Hall, 212 SW Ninth Street, with picture ID and income verification.
Monthly bulky waste collectionMonthly bulky pickup
The City of Lawton Solid Waste Division conducts monthly bulky waste collection on Wednesdays each month.
How: Bulky waste set-out guide on the city site.

Money dates

Mar 15 each yearThe county accepts homestead applications January 1 – December 31; those received by March 15 apply to the current tax year, later ones to the following year.
Mar 15 each yearSenior valuation limitation: the county says you can apply between January 1 and March 15.
MonthlyA 10% late payment penalty is assessed on any remaining bill balance.

Who serves this house

Water: City of Lawton; City of Lawton water service.
Property tax: 1.14% of value; latest published Comanche County levy (undated)
Garbage: City of Lawton Solid Waste Division; Once-a-week trash collection and once-a-month bulky waste collection.
Sewer: City of Lawton; Billed on the city utility bill.
Electricity: Public Service Company of Oklahoma (PSO); The city says street lights in the city are maintained by PSO.
Schools: Lawton I-8-1 school district; The Comanche County Assessor names the Lawton I-8-1 school district in its homestead guide.

Pay or manage your bills

Your water

Source: The system's water source is Lawtonka Lake, listed as surface water.
Lead: The 2025 report lists lead results of 0 - 14.6 ppb against a 15 ppb action level.
Violations: The 2025 report states no violations occurred in calendar year 2025.

Other OK cities

Bartlesville home costs Tulsa home costs El Reno home costs

How these numbers are made

Property tax: 101.39 total mills (Lawton economic development site, undated) on assessed value at the county's 11.25% ratio, so 1.141% of market value; the county's own 2025/2026 millage sheet was not found.
Water: $25.00 base including the first 2,000 gallons, then $5.65 per 1,000 gallons (July 1, 2026 rates). Sewer: $17.00 base plus $4.00 per 1,000 gallons up to 12,000 gallons, first 2,000 gallons included.
Flat monthly lines on the same bill: drainage $2.30 and stormwater $1.25, Waurika $8.65, sewer rehab $2.75, state fee $0.63, capital outlay $8.05. Refuse $21.60.
Electricity: PSO Schedule RS as modelled for Bartlesville (same statewide tariff and riders, interim rate adjustment included). Natural gas is left out: the Lawton gas provider and tariff could not be sourced.
Insurance is a commercial Oklahoma average (Insurify), not an official figure. The 96-gallon cart size is an assumption; the city names only its 'polycart'. Franchise fees and the PSO tax change rider are not included.
Rates are the PSO tariff package and riders dated September 2026; they may change if interim rates are adjusted. The typical water use (5,000 gallons a month, converted to 6.68 kgal) is the city's own example of a typical residential customer. The homestead exemption of $1,000 assessed value is applied in the property tax total.
Electric fixed $18.82 = $17.00 base x (1+8.95% Residential SL 6 rider) + $0.30/account/month rider (PSO Riders Sept 2026).
Insurance premium is not scaled to the $142,100 home value used in the total. The $0.63 state fee is shown as a monthly line on the 2,000-gallon sample bill row.
The $0.63 'ST. FEE' column is the same on every row of the monthly bill table (1 to 50 kgal), so it is a flat per-account charge on each monthly bill; the same column showed $0.21 as 'STATE FEE' in the city's 2018 budget insert.
The $0.63 state fee on Lawton utility bills is left out: the rate table lists it but no official source states it is a flat monthly residential charge (about $8 a year).
Nothing here is legal, tax or insurance advice.

Sources

How Lawton compares

A typical Lawton house against the 1000 cities we cover nationwide, using the same default numbers as the total above.

Per year	Lawton	Median	Where it falls
Property tax rate	1.14%	1.36%	lower than 683 of the other 982 cities we cover nationwide
Water	$503	$681	lower than 710 of the other 999 cities we cover nationwide
Sewer and utility-bill fees	$624	$692	lower than 520 of the other 882 cities we cover nationwide
Trash	$259	$336	lower than 585 of the other 819 cities we cover nationwide
Electricity and gas	$2,153	$2,439	lower than 686 of the other 999 cities we cover nationwide
Home insurance	$5,556	$1,492	higher than 733 of the other 766 cities we cover nationwide
Total	$10,705	$10,827	lower than 512 of the other 999 cities we cover nationwide

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Common questions about Lawton house costs

What is the property tax rate in Lawton?

About 1.14% of the value before exemptions a year (latest published Comanche County levy (undated)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Lawton?

About $5,692 a year on $500,000 of the value before exemptions with the homestead exemption.

How much is the water bill in Lawton?

About $94 a month for water and sewer at typical use (5,000 gallons a month) on City of Lawton.

How much does trash pickup cost in Lawton?

$22 a month for a house.

Can seniors lower their property tax or bills in Lawton?

Yes. Seniors 65+, income $74,500 or less: property valuation limit: The head of household must be 65 or older prior to January 1, own and occupy the homestead, have a valid homestead exemption on file, and have gross household income not above $74,500 for the previous calendar year. If approved, this limitation locks in the taxable value for a homestead.

How much does a house in Lawton cost to run each year?

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