Bartlesville, OK · Updated Oct 2026

What a Bartlesville home costs each year

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.

Example · a Bartlesville house

$12,844a year · $1,070 a month

Starts at the typical market value, $167,200; your assessed value is often lower. Typical use.

A Bartlesville house at the typical market value ($167,200) costs about $12,900 a year: $2,340 property tax and charges, $1,730 water and sewer, $260 trash, $2,960 electricity and gas, $5,560 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 32-gallon polycart cartUp to $52 a year
Your cart costs $22 a month; the smallest costs $17. Worth it if you rarely fill it.
How: Call 918.338.4224 to get a cart of a different size.
Homeowners: file for the homestead exemption$1,000 of assessed value
A county assessor's guide says a homesteaded property gets $1,000 off the gross assessed value of the home, and applications received after March 15 are credited to the following year.
How: Apply with your county assessor.
Household income $30,000 or less: additional homestead exemptionExtra $1,000 of assessed value
Heads of households whose gross income for the preceding calendar year did not exceed $30,000 get an additional $1,000 of assessed valuation exemption.
How: File form OTC 994 with the county assessor by March 15 or within 30 days of a notice of increase.
Free landfill trip with the city clean-up couponOne free landfill trip a year
The city issues each residential solid waste customer an annual coupon good for one free trip to the Osage Landfill.
How: Contact the Utility Billing Office at 918.338.4224 if you did not receive your coupon.
Free leaf and grass collection twice a yearTwo free collections
The city collects leaves and grass free twice during the year, generally once in the spring and once in the fall.
How: Put leaves at the curb in bags on your normal collection day during the posted weeks.
LIHEAP-qualified households: low-income gas rateLower service charge and delivery fee
Oklahoma Natural Gas offers a special low-income residential rate to single-family customers certified by the Department of Human Services for LIHEAP.
How: Qualify through the Department of Human Services; it certifies you to Oklahoma Natural Gas each year.

Adjust to match your bills

What you knowTrash cartThe city issues one 96-gallon polycart; smaller carts cost less.

Value before exemptionsEnter your home's market value; the calculator takes 12% as the assessed value. Oklahoma limits a homestead's yearly value increase to 3%, so a long-held home may be taxed on less.

Home insurance, a yearFrom your policy. We start at $5,556, Insurify's Oklahoma average homeowners premium, for a $300,000 dwelling coverage policy with a $1,000 deductible (updated October 21, 2026).

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your Public Service Company of Oklahoma (PSO) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 31in 56 daysProperty taxes: pay the first half or more by December 31; the remainder is due by March 31.
Mar 15, 2027Homestead applications received after March 15 are credited to the following year.

Who serves this house

Water: City of Bartlesville; City of Bartlesville water service rates.
Property tax: 1.40% of value; 2025 tax year, Washington County tax code 12
Garbage: City of Bartlesville; Once-a-week residential collection with one 96-gallon polycart.
Sewer: City of Bartlesville; Flat monthly charge plus a charge per 1,000 gallons.
Electricity: AEP-PSO; The city's services page lists AEP-PSO as the contact to report street light outages.
Gas: Oklahoma Natural Gas; Oklahoma Natural Gas serves the city.
Schools: Bartlesville; Tax code 12 is Bartlesville in Washington County.

Pay or manage your bills

Your water

Source: The system's water comes from Hudson Lake and Hulah Lake, both surface water.
Lead: The 2022-2024 lead 90th percentile was 3.6 ppb against a 15 ppb action level.
Violation: The 2025 report lists a July 2025 E. coli positive sample.

Other OK cities

Tulsa home costs Lawton home costs El Reno home costs

How these numbers are made

Property tax: Washington County tax code 12 total 116.44 mills (2025 county millage sheet) applied to assessed value at 12% of market value (OTC equalization study, Washington County real property), so the rate on market value is 1.397%.
Water: $20.97 meter charge plus the inside-city volume rate plus the $2.63 per 1,000 gallons water capital fee, applied to all usage. The first 2,000 gallons carry no volume rate. Sewer: $18.30 flat plus $4.50 variable plus $4.50 capital fee per 1,000 gallons of water used, with no cap assumed. Street light and mosquito spray $1.70.
Electricity: PSO Schedule RS base energy rates weighted by months (5 on-peak June-October, 7 off-peak), raised by the 8.95% interim rate adjustment (temporary rates since July 1, 2026, subject to refund; final order not found), plus per-kWh riders: fuel 0.031872, transmission 0.002210, DSM 0.004345, GEAR 0.000552, winter storm 0.004666, renewable 0.011167, dispatchable 0.008940 and energy security 0.001203. Fixed = $17.00 base charge with the interim adjustment plus the $0.30 regulatory assessment. The 2.614% tax change rider, franchise fees and any rate-case changes are not included.
Gas: Rate Choice B $47.57 service charge, no delivery fee, plus the average of the last 12 monthly commodity costs of gas ($6.364 per Dth, shown per therm). Taxes and riders on the gas bill are not included, and typical gas use (the calculator default, about 31 therms a month) was not sourced and is an assumption.
Insurance is a commercial market average for Oklahoma (Insurify, October 2026), not an official statewide figure; sources vary widely. Special districts: none found on a typical city house.
Water: the calculator's default monthly use (9 ccf, about 6,700 gallons) is an assumption, not the city's stated typical use. The 12% assessment ratio is confirmed only by a secondary source.
Modelling: homestead $1,000 of assessed value / 12% assessment = $8,333.33 of market value (guide quoted is Tulsa County's; Washington County is 12% per the OTC 2022 stat book). Electric interim-rate, refund, franchise-fee remarks are in the electricity line above. Gas: Rate Choice B (50 Dth+/yr) plus the commodity cost of gas. Garbage and water are billed monthly on the city utility bill.
Homestead: $1,000 of assessed value = $8,333.33 of market value at 12%; shown under savings instead of the tax.homestead field.
Nothing here is legal, tax or insurance advice.

Sources

How Bartlesville compares

A typical Bartlesville house against the 1000 cities we cover nationwide, using the same default numbers as the total above.

Per year	Bartlesville	Median	Where it falls
Property tax rate	1.40%	1.36%	higher than 511 of the other 982 cities we cover nationwide
Water	$767	$681	higher than 597 of the other 999 cities we cover nationwide
Sewer and utility-bill fees	$967	$692	higher than 692 of the other 882 cities we cover nationwide
Trash	$258	$336	lower than 586 of the other 819 cities we cover nationwide
Electricity and gas	$2,960	$2,439	higher than 673 of the other 999 cities we cover nationwide
Home insurance	$5,556	$1,492	higher than 733 of the other 766 cities we cover nationwide
Total	$12,844	$10,827	higher than 672 of the other 999 cities we cover nationwide

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $967 a year, higher than 692 of the other 882 cities we cover nationwide. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $967 a year, higher than 692 of the other 882 cities we cover nationwide. What drives that cost, and would you change anything?"

See who is running in your city →

Common questions about Bartlesville house costs

What is the property tax rate in Bartlesville?

About 1.40% of the value before exemptions a year (2025 tax year, Washington County tax code 12), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Bartlesville?

About $6,986 a year on $500,000 of the value before exemptions.

How much is the water bill in Bartlesville?

About $144 a month for water and sewer at typical use (7,000 gallons a month) on City of Bartlesville.

How much does trash pickup cost in Bartlesville?

$17 to $22 a month, depending on the trash cart size (96-gallon polycart, 64-gallon polycart, 32-gallon polycart).

When is property tax due in Bartlesville?

Dec 31: Property taxes: pay the first half or more by December 31; the remainder is due by March 31.

Where can I get help paying utility bills in Bartlesville?

LIHEAP-qualified households: low-income gas rate: Oklahoma Natural Gas offers a special low-income residential rate to single-family customers certified by the Department of Human Services for LIHEAP. Qualify through the Department of Human Services; it certifies you to Oklahoma Natural Gas each year.

How much does a house in Bartlesville cost to run each year?

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