What a El Reno home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $165,900; your assessed value is often lower. Typical use.
- Property tax$2,106
1.277% of $165,900, less $1,000 homestead exemption
- Electricity and gas$2,392
1131 kWh a month $1,585 · 31 therms $808
- Water and sewer$1,278
7,000 gallons a month on City of El Reno: water $55, sewer $51 a month
- Trash$243
Single polycart, $20 a month
- Home insurance$5,556
Typical premium $5,556
A El Reno house at the typical market value ($165,900) costs about $11,600 a year: $2,110 property tax and charges, $1,280 water and sewer, $240 trash, $2,390 electricity and gas, $5,560 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Homeowners: the homestead exemption$1,000 of assessed value
Canadian County's example takes a $1,000 Homestead Exemption off assessed value before tax is figured.
How: Details are on the county's property tax page.
Money dates
- Dec 31in 56 daysIf exactly one-half of the county tax bill is paid by December 31st, the last half is due by March 31st.
- 15th of each monthCity utility bills not paid on or before the 15th of the month are delinquent and get a 7% penalty.
Who serves this house
- Water
- City of El Reno
- City of El Reno in-city water rates for utility bills issued on or about July 31, 2026.
- Property tax
- 1.28% of value
- 2025 tax year, Canadian County (certified October 14, 2025)
- Garbage
- City of El Reno
- The city lists a single polycart rate and a separate recycling polycart rate.
- Electricity
- OG&E
- Standard Pricing Schedule R-1, residential service.
- Gas
- Oklahoma Natural Gas
- Rate Choice B service charge.
Your water
- Source
- The report says the water comes from 27 Ground Water Well(s).
- Lead
- The 2023-2025 lead range was 0 - 3.5 ppb against a 15 ppb action level.
- Violation
- The report lists a 2025 Lead and Copper Rule Revisions violation for the lead service line inventory.
Other OK cities
How these numbers are made
- Property tax: 106.45 mills for the El Reno (El Reno) tax unit and El Reno schools I-34 in the Canadian County 2025 levy (the city has no millage column in it), on assessed value at the county's 12% ratio, so 1.2774% of market value. Homes in other school districts pay 73 to 108 mills.
- Water: $25.68 minimum includes the first 2,000 gallons, then $6.30 per 1,000 gallons to 10,000, $6.82 to 15,000, $7.35 above (bills issued about July 31, 2026). A higher schedule applies to bills issued about Dec. 31, 2026 (minimum $26.96, not used). Sewer: $25.68 minimum for 2,000 gallons plus $5.35 per 1,000 above. Garbage $20.21 single polycart; recycling is extra.
- Electricity: OG&E R-1 customer charge $13.00; energy charge 8.00¢ summer (5 months) and 5.80¢ winter (7 months) weighted, plus the OG&E FCA fuel cost adjustment sheet (17th revised) and the WES winter event securitization sheet (5th revised), both cited here. The R-1 sheet is the current one; OG&E filed for an increase on Sept 30, 2026, not in effect before about April 2027. Gas: Oklahoma Natural Gas Rate Choice B charge (for homes using 50 Dth or more a year; ONG serves El Reno under the city's gas franchise ordinance) and the 12-month average cost of gas.
- Typical electricity use of 1,131 kWh a month is the EIA RECS 2020 Oklahoma household average. Insurance is a statewide commercial average (Insurify), not specific to El Reno.
- Water use default of 9 ccf is an assumption; the city publishes no typical use. Not included: OG&E riders and franchise fees not in the cited sheets, any city stormwater charge (none shown on the rate sheet).
- Nothing here is legal, tax or insurance advice.
- www.elrenook.gov/DocumentCenter/View/1487/Utility-Rates-for-
- sdwis.deq.state.ok.us/DWW/CCReports/OK2000902.pdf
- www.canadiancounty.org/DocumentCenter/View/8662/2025-Ad-Volr
- www.canadiancounty.org/1008/How-property-tax-is-figured
- api.censusreporter.org/1.0/data/show/acs2024_5yr?table_ids=B
- insurify.com/homeowners-insurance/oklahoma/
- www.oge.com/documents/d/portal/3-00-r-1-stamped-approved
- www.oklahomanaturalgas.com/media/ONG/Tariffs/101.pdf
- elrenochamber.com/oge/
- elrenook.gov/173/Utility-Information
- www.oge.com/documents/d/portal/50-85-fca-fuel-cost-adjustmen
- www.oge.com/documents/d/portal/59-04-winter-event-securitiza
- www.oklahomanaturalgas.com/rate-information/costofgas
- www.eia.gov/consumption/residential/data/2020/state/pdf/ce4.
- ecode360.com/8107112
How El Reno compares
A typical El Reno house against the 1000 cities we cover nationwide, using the same default numbers as the total above.
| Per year | El Reno | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.28% | 1.36% | lower than 529 of the other 982 cities we cover nationwide |
| Water | $666 | $681 | lower than 514 of the other 999 cities we cover nationwide |
| Sewer and utility-bill fees | $612 | $692 | lower than 533 of the other 882 cities we cover nationwide |
| Trash | $243 | $336 | lower than 616 of the other 819 cities we cover nationwide |
| Electricity and gas | $2,392 | $2,439 | lower than 513 of the other 999 cities we cover nationwide |
| Home insurance | $5,556 | $1,492 | higher than 733 of the other 766 cities we cover nationwide |
| Total | $11,575 | $10,827 | higher than 560 of the other 999 cities we cover nationwide |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Trash
The fact: Trash pickup here costs about $243 a year for the standard cart, lower than 616 of the other 819 cities we cover nationwide. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $243 a year for the standard cart, lower than 616 of the other 819 cities we cover nationwide. What drives that cost, and would you change anything about the service or the price?"
Common questions about El Reno house costs
What is the property tax rate in El Reno?
About 1.28% of the value before exemptions a year (2025 tax year, Canadian County (certified October 14, 2025)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in El Reno?
About $6,374 a year on $500,000 of the value before exemptions with the homestead exemption.
How much is the water bill in El Reno?
About $106 a month for water and sewer at typical use (7,000 gallons a month) on City of El Reno.
How much does trash pickup cost in El Reno?
$20 a month for a house.
How much does a house in El Reno cost to run each year?
A El Reno house at the typical market value ($165,900) costs about $11,600 a year: $2,110 property tax and charges, $1,280 water and sewer, $240 trash, $2,390 electricity and gas, $5,560 home insurance. Estimated from public rates, not anyone's actual bill.