What a Carson City home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $453,000 of home value. Typical use.
- Property tax$1,870
About 0.41% of home value (Census average for Carson City, not your bill's rate)
- Electricity$1,163
686.6 kWh a month $1,163
- Water and sewer$1,336
7,000 gallons a month on Carson City Public Works: water $49, sewer $49, stormwater (single story 1,600 to 2,400 sf) $13 a month
- TrashNot included
Not included in the total: WM bills you directly and the current rate was not found
- Home insurance$948
Typical premium $948
A typical Carson City house costs about $5,300 a year: $1,870 property tax and charges, $1,340 water and sewer, $1,160 electricity, $950 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Money dates
- Jan 4, 2027in 60 daysThird installment of 2026-27 Carson City property tax due; tax bills over $100 can be paid in four installments.
- Mar 1, 2027in 116 daysFourth installment of 2026-27 property tax due.
Who serves this house
- Water
- Carson City Public Works
- Carson City's July 1, 2025 single-family water rates: a monthly base rate for a 5/8-inch meter plus a monthly volume charge per 1,000 gallons ($2.09 for 0-5, $3.64 for 6-30, $5.84 over 30 thousand gallons)
- Property tax
- About 0.41% of home value
- Census ACS 2020-2024 typical share of value; 2026-27 Carson City rate (3.5700 per $100 of assessed value) shown for reference
- Garbage
- Waste Management (WM), chosen by Carson City
- Weekly trash in a 96-gallon cart
- Sewer
- Carson City Public Works
- Single-family homes pay a flat monthly rate per unit
- Electricity
- NV Energy (Sierra Pacific Power Company)
- Domestic Service (D-1): $18.50 a month plus a charge per kWh
Other NV cities
Boulder City home costsReno home costsMesquite home costsSparks home costsHenderson home costsLas Vegas home costsNorth Las Vegas home costsFernley home costs
How these numbers are made
- Property tax: Carson City's combined 2026-27 rate is 3.5700 per $100 of assessed value in most tax districts (3.5400 in district 2.6), from the Nevada Department of Taxation Redbook table. Because Nevada caps a home's yearly tax increase, we start from the Census ACS 2020-2024 median taxes paid ($1,870) divided by the median home value ($453,000).
- Water, sewer and stormwater: Carson City Public Works rates effective July 1, 2025 (the latest published sheets found; rates are indexed to CPI each July 1 with a 3% cap, so July 2026 rates may be up to 3% higher). Stormwater uses the 1,600 to 2,400 SF single-family tier.
- Garbage: Waste Management bills Carson City homes directly; the only published rate found ($18.33 a month, 2019-2021) is out of date, so trash is not counted.
- Electricity: NV Energy D-1 rates from October 1, 2026 ($18.50 a month and $0.11386 per kWh plus the $0.00039 Universal Energy Charge). Typical use is Sierra Pacific Power's 2024 residential average (EIA). A local government fee on NV Energy bills for Carson City was not found. Gas: Southwest Gas Northern Nevada serves much of Carson City but its current tariff could not be sourced, so gas is not counted.
- Insurance: Nevada's 2022 statewide average HO-3 premium (NAIC via Triple-I).
- Sewer: the July 1, 2025 sheet was the latest found; rates adjust each July 1. Tax: Nevada's 3% yearly cap on a primary residence's tax bill (assessed value = 35% of taxable value) keeps many bills below rate x value.
- Carson City is in NV Energy's northern (Sierra Pacific) territory; confirm on your bill.
- Water: the July 1, 2025 sheet was the latest found; Carson City adjusts rates each July 1, so current rates may differ.
- Nothing here is legal, tax or insurance advice.
- Carson City water rates, July 1, 2025
- Carson City sewer rates, July 1, 2025
- Carson City stormwater rates, July 1, 2025
- Carson City utility rate schedule (July 2024)
- WM Carson City trash
- WM Carson City service notice
- Nevada 2026-27 tax rates (Redbook tables)
- Census ACS Carson City value
- Census ACS Carson City taxes
- NV Energy residential rates Oct 2026
- EIA residential sales
- Triple-I homeowners premiums
- Carson City tax due dates
- Carson City FAQ: utility providers
How Carson City compares
A typical Carson City house against the 9 Nevada cities we cover, using the same default numbers as the total above.
| Per year | Carson City | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 0.41% | 0.47% | lower than 7 of the other 8 Nevada cities we cover |
| Water | $592 | $581 | higher than 5 of the other 8 Nevada cities we cover |
| Sewer and utility-bill fees | $745 | $531 | higher than 7 of the other 8 Nevada cities we cover |
| Electricity and gas | $1,163 | $1,947 | lower than 8 of the other 8 Nevada cities we cover |
| Home insurance | $948 | $948 | in the middle of 8 other Nevada cities we cover |
| Total | $5,318 | $6,333 | lower than 8 of the other 8 Nevada cities we cover |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Carson City's property tax rate is 0.41%, lower than 7 of the other 8 Nevada cities we cover. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Carson City is 0.41%, lower than 7 of the other 8 Nevada cities we cover. What should that money pay for first, and would you change anything about how it is set?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $745 a year, higher than 7 of the other 8 Nevada cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $745 a year, higher than 7 of the other 8 Nevada cities we cover. What drives that cost, and would you change anything?"
3. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,163 a year, lower than 8 of the other 8 Nevada cities we cover. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,163 a year for a typical house, lower than 8 of the other 8 Nevada cities we cover. Which parts of that can the city influence, and what would you do about them?"
Common questions about Carson City house costs
What is the property tax rate in Carson City?
Property tax in Carson City averages about 0.41% of home value a year (Census figures for the city; your own rate depends on your property's classification and exemptions).
How much is the water bill in Carson City?
About $111 a month for water and sewer at typical use (7,000 gallons a month) on Carson City Public Works.
How much does trash pickup cost in Carson City?
Not included in the total: WM bills you directly and the current rate was not found
When is property tax due in Carson City?
Jan 4, 2027: Third installment of 2026-27 Carson City property tax due; tax bills over $100 can be paid in four installments. Mar 1, 2027: Fourth installment of 2026-27 property tax due.
How much does a house in Carson City cost to run each year?
A typical Carson City house costs about $5,300 a year: $1,870 property tax and charges, $1,340 water and sewer, $1,160 electricity, $950 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.