What a Henderson house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at $484,900 of home value. Typical use.
- Property tax$2,520
About 0.52% of home value (Census average for Henderson, not your bill's rate)
- Electricity and gas$2,132
1078 kWh a month $1,705 · 32 therms $427
- Water and sewer$772
7,000 gallons a month on City of Henderson: water $33, sewer $32 a month
- Trash$224
Single-family residence (weekly trash, weekly recycling), February 2025 rate, $19 a month
- Home insurance$948
Typical premium $948
A typical Henderson house pays about $6,600 a year: $2,520 property tax and charges, $770 water and sewer, $220 trash, $2,130 electricity and gas, $950 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Owner-occupants: keep the 3% tax cap3% cap instead of up to 8%
Nevada caps the yearly increase in the tax bill of an owner's primary residence at 3%; homes that are not owner occupied get a cap of up to 8%. Recording any ownership document (for example after a sale or a transfer into a trust) removes the 3% abatement; you then need to complete a new postcard from the Assessor to keep it for the next year.
How: Sign the Clark County Assessor's postcard and return it as soon as possible. Questions: (702) 455-3882.
Veterans: veteran's exemption$3,640 off assessed value
Eligible veterans get $3,640 off assessed value; veterans with a permanent service-connected disability of at least 60% get $18,200 (60-79%), $27,300 (80-99%) or $36,400 (100%).
How: Apply with the Clark County Assessor (DD214 and a Nevada driver's license or ID). To use it on your home's tax bill, apply it to real property by June 15 before the fiscal year starts.
Surviving spouses and blind residents: personal exemptions$1,820 to $5,460 exemption
The Clark County Assessor lists $1,820 for a surviving spouse and $5,460 for a blind person ($7,280 for a surviving spouse who is blind).
How: A Nevada driver's license or ID and a death certificate or a physician's certificate are required.
Low-income or disability households: reduced sewer charge$25.66 instead of $31.61 a month
Henderson's wastewater charge for Low-Income/Disability households is $25.66 (based on a 30-day service period), against $31.61 for a single-family home; eligibility is based on State of Nevada Division of Welfare income qualifications.
How: Eligibility is based on State of Nevada Division of Welfare income qualifications.
Money dates
- Jan 4, 2027in 73 daysThird installment of 2026-27 Clark County property tax is due (1st Monday in January). Pay within the 10-day grace period; after that a 4% penalty is added to an unpaid installment.
- Jan 15in 84 daysDeadline under Nevada law to appeal to the county board of equalization if you believe your property's full cash value is less than the taxable value computed for it.
- Jun 15Deadline for exemption holders to apply any portion of their exemption to real property taxes for the fiscal year that starts July 1.
- 1st Monday in MarchFourth and last installment of Clark County property tax is due; payment must be received or postmarked within 10 calendar days of the due date.
Who serves this house
- Water
- City of Henderson
- City of Henderson single-family water rates: a daily service charge for a 3/4-inch or smaller meter ($0.647 x 30 days = $19.41) plus four tiers per 1,000 gallons that are based on gallons used per day; all charges are calculated on a daily basis and may vary slightly from month to month
- Property tax
- About 0.52% of home value
- Census ACS 2020-2024 typical share of value; 2026-27 Clark County rates (Henderson tax district 500) shown for reference
- Garbage
- Republic Services of Southern Nevada
- City code requires trash collection for any premises connected to water service
- Sewer
- City of Henderson
- Residential wastewater has a monthly service charge and a usage-based charge
- Electricity
- NV Energy
- NV Energy is the electricity provider the City lists
- Gas
- Southwest Gas
- Southwest Gas is the gas provider the City lists
- Schools
- Clark County School District
- Nevada's school districts follow county lines; the school district rate in Henderson is 1.3034 per $100 of assessed value (2026-27)
Your water
- Source
- The Southern Nevada Water Authority supplies Henderson's drinking water, and nearly 90% of the water supplied to Southern Nevada communities comes from Lake Mead via the Colorado River.
- Hardness
- The hardness of Henderson's water is typically 304 parts per million or 18 grains per gallon, which the City calls “very hard.”
- Lead and violations
- The City's public water system does not have lead pipes or service laterals, and all regulated contaminants were within safe and allowable limits in 2025.
Other NV cities
What a Boulder City house paysWhat a Reno house paysWhat a Mesquite house paysWhat a Sparks house pays
How these numbers are made
- Property tax: Nevada taxes 35% of a home's taxable value, at a combined 2026-27 rate in Henderson tax district 500 (and 13 other Henderson districts with the same rate) of 2.9613 per $100 of assessed value (State 0.17, Clark County School District 1.3034, Clark County 0.6541, City of Henderson 0.7708, Henderson District Public Libraries 0.0630; Department of Taxation Redbook). Two Henderson districts have lower rates (2.5017 and 2.7264). Some neighborhoods also carry special improvement district assessments, which are not included.
- Nevada's abatement caps the yearly increase in an owner-occupied home's tax bill at 3%, so long-held homes pay much less than rate x value. We start from the Census ACS 2020-2024 median real estate taxes paid in Henderson ($2,520) divided by the median value of owner-occupied homes ($484,900): 0.520% of market value. Your real bill is on your Clark County tax bill.
- Water: City of Henderson single-family rates for a 3/4-inch meter: $0.647 a day x 30 = $19.41, then $1.84 per 1,000 gallons for the first 200 gallons a day (6,000 a month at 30 days), $3.06 for the next 333 a day (to 16,000), $4.32 for the next 467 a day (to 30,000) and $11.32 above 1,000 gallons a day. Southern Nevada Water Authority regional charges also appear on the bill; the City's rates page does not list their amounts, so they are not included. Sewer: $31.61 a month.
- Garbage: Republic Services' single-family rate of $18.66 a month from the February 2025 schedule in Henderson Municipal Code 5.17.160 (adopted by Ordinance 4044); the code allows later CPI adjustments, which we did not find, so the current bill may be somewhat higher.
- Electricity: NV Energy Residential Single-Family (RS) from October 1, 2026: $18.00 a month plus $0.11514 per kWh (all rate components and the Universal Energy Charge included; no seasonal prices). NV Energy's bill also carries a local government fee set by the city or county, which is not included. Typical use is 1,078 kWh, the usage in NV Energy's own sample bill.
- Gas: Southwest Gas SG-RS (Southern Nevada), effective October 1, 2026: $10.80 a month plus $0.77454 per therm, at 32 therms a month, Southwest Gas's Southern Nevada average residential use; franchise fees and taxes are not included. Insurance: Nevada's 2022 statewide average HO-3 premium (NAIC via Triple-I), not a Henderson figure.
- Nothing here is legal, tax or insurance advice.
- www.cityofhenderson.com/government/departments/mayor-and-council/welco
- www.cityofhenderson.com/government/departments/utility-services/custom
- www.cityofhenderson.com/government/departments/utility-services/water-
- mcclibraryfunctions.azurewebsites.us/api/ordinanceDownload/14896/13678
- api.censusreporter.org/1.0/data/show/acs2024_5yr?table_ids=B25103&geo_
- api.censusreporter.org/1.0/data/show/acs2024_5yr?table_ids=B25077&geo_
- www.leg.state.nv.us/NRS/NRS-361.html
- www.clarkcountynv.gov/government/assessor/general_information/tax-abat
- www.leg.state.nv.us/App/InterimCommittee/REL/Document/34268
- web.archive.org/web/2026id_/https:
- www.swgas.com/1409205269308/10-11A-Statement-of-Rates-SNV---QGC_Eff-10
- www.swgas.com/en/nevada-gas-cost-rates
- www.iii.org/fact-statistic/facts-statistics-homeowners-and-renters-ins
- www.clarkcountynv.gov/government/assessor/exemption
- www.clarkcountynv.gov/government/elected_officials/county_treasurer/fa
- www.clarkcountynv.gov/government/elected_officials/county_treasurer/re
- www.leg.state.nv.us/NRS/NRS-386.html
Common questions about Henderson house costs
What is the property tax rate in Henderson?
Property tax in Henderson averages about 0.52% of home value a year (Census figures for the city; your own rate depends on your property's classification and exemptions).
How much is the water bill in Henderson?
About $64 a month for water and sewer at typical use (7,000 gallons a month) on City of Henderson.
How much does trash pickup cost in Henderson?
$19 a month for a house.
When is property tax due in Henderson?
Jan 4, 2027: Third installment of 2026-27 Clark County property tax is due (1st Monday in January). Pay within the 10-day grace period; after that a 4% penalty is added to an unpaid installment. 1st Monday in March: Fourth and last installment of Clark County property tax is due; payment must be received or postmarked within 10 calendar days of the due date. 3rd Monday in August: Clark County property taxes are due; bills over $100 can be paid in four installments (August, October, January and March).
Where can I get help paying utility bills in Henderson?
Low-income or disability households: reduced sewer charge: Henderson's wastewater charge for Low-Income/Disability households is $25.66 (based on a 30-day service period), against $31.61 for a single-family home; eligibility is based on State of Nevada Division of Welfare income qualifications. Eligibility is based on State of Nevada Division of Welfare income qualifications.
How much does a house in Henderson cost to run each year?
A typical Henderson house pays about $6,600 a year: $2,520 property tax and charges, $770 water and sewer, $220 trash, $2,130 electricity and gas, $950 home insurance. Estimated from public rates, not anyone's actual bill.