Reno, NV · Updated Oct 2026

What a Reno house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Reno house

$6,484a year · $540 a month

Starts at $548,300 of home value. Typical use.

Property tax$2,358
About 0.43% of home value (Census average for Reno, not your bill's rate)
Flat charges on the tax bill$7
Groundwater remediation fee (CTMRD, average) $7
Electricity and gas$1,621
686.6 kWh a month $1,163 · 39.4 therms $381 · local government fee (5% in Washoe County, per NV Energy) $77
Water and sewer$1,242
7,000 gallons a month on Truckee Meadows Water Authority (TMWA): water $40, sewer $64 a month
Trash$308
64-gallon trash + 96-gallon recycling, $26 a month
Home insurance$948
Typical premium $948

A typical Reno house pays about $6,500 a year: $2,370 property tax and charges, $1,240 water and sewer, $310 trash, $1,620 electricity and gas, $950 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the 35-gallon trash + 64-gallon recycling cartUp to $30 a year
Your cart costs $26 a month; the smallest costs $23. Worth it if you rarely fill it.
How: Call Waste Management customer service at 775-329-8822 to request a different cart option; WM recommends keeping new carts at least 120 days first, and its cart delivery and exchange charge is $61.07.
Make sure your home has the 3% tax cap3% cap instead of up to 8%
Nevada limits the yearly increase in the tax bill of an owner-occupied primary residence to 3%; other property is limited to an increase of up to 8%. After a change in ownership, in the owner's name or in the mailing address, the Assessor mails an affidavit and sets the property to the higher cap until a qualifying affidavit is filed.
How: Return the affidavit the Assessor mails you; if you have not filed a claim this fiscal year, file the Partial Abatement Claim Form with the Washoe County Assessor. The abatement level is printed on your tax bill, or call (775) 328-2277.
Veterans: $3,640 off assessed value$3,640 off assessed value
Veterans who meet Nevada's service requirements can take a $3,640 assessed-value exemption for the 2026/2027 fiscal year, which can be applied to the real property tax bill.
How: File with the Washoe County Assessor (bring your separation papers the first time); to apply it to your real property tax bill, return the affidavit by June 15 before the fiscal year starts.
Disabled veterans (60% or more): $18,200 to $36,400 off assessed value$18,200 to $36,400 off assessed value
For the 2026/2027 fiscal year the exemption is $18,200 of assessed value for a 60% to 79% permanent service-connected disability, $27,300 for 80% to 99% and $36,400 for 100%. A qualifying surviving spouse may also be eligible.
How: File with the Washoe County Assessor with your separation papers and VA documentation of the disability percentage; to apply it to your real property tax bill, return the affidavit by June 15 before the fiscal year starts.
Blind residents: $5,460 off assessed value$5,460 off assessed value
Nevada residents whose corrected vision does not exceed 20/200 in the better eye, or whose field of vision is 20 degrees or less, can take a $5,460 assessed-value exemption for the 2026/2027 fiscal year, which can be applied to the real property tax bill.
How: Give the Washoe County Assessor a licensed physician's statement and sign an affidavit of bona fide residency; to apply it to your real property tax bill, return the affidavit by June 15 before the fiscal year starts.
Seniors: lower WM garbage rate$20.70 or $17.36 a month instead of $23.15
For a 35-gallon trash cart and 64-gallon recycling cart, WM's Reno senior rate is $20.70 a month and the low-income/senior rate is $17.36, against the regular $23.15. Side-yard service carries no charge for senior or disabled customers.
How: The senior and low-income/senior rates are on WM's City of Reno rate sheet; WM customer service is 775-329-8822.
Four free truckloads a year at the transfer stations4 free dumps a year
Reno residents can dispose of one truckload of waste four times a year at no extra cost at WM's transfer stations; bring a recent WM bill or matching ID and be current with payments.
How: Commercial Row Transfer Station (1390 E. Commercial Row) or Stead Transfer Station (13890 Mt. Anderson St.).
Benefit recipients: City of Reno sewer rebateYearly one-time payment
Residential owners or renters who get a City of Reno utility bill and receive Energy Assistance Program, Water and Sewer Assistance Program, VA disability, Social Security Disability, SSI or SNAP benefits can get a yearly one-time payment to help with sewer costs; the amount is decided with the city budget.
How: Apply January 1-31 or July 1-31 (once in 12 months) with an eligibility letter dated within the last year.

Adjust to match your bills

What you knowTrash cartEvery Reno trash cart comes with a recycling cart; the price covers both.

Home valueEnter what your house is worth. The rate is what Reno owners typically pay as a share of value (Census). Your own bill depends on your taxable value and the 3% cap, so check your Washoe County tax bill.

Home insurance, a yearFrom your policy. We start at $948, Nevada statewide average HO-3 homeowners premium for 2022 (NAIC data via Triple-I).

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your NV Energy (Sierra Pacific Power Company) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Dec 31, 2026in 70 daysLast day to pay the October-December City of Reno sewer bill in full and avoid the 15% penalty.
Jan 1-31 and Jul 1-31in 71 daysCity of Reno sewer rebate application windows (one rebate in any 12 months).
Jan 4, 2027in 74 daysThird installment of 2026-27 Washoe County property tax due; accepted without penalty through January 14, 2027. Missing one installment adds a 4% penalty.
Jan 15in 85 daysDeadline to appeal your taxable value to the County Board of Equalization (the next business day if January 15 falls on a weekend or holiday).

Who serves this house

Water: Truckee Meadows Water Authority (TMWA); TMWA Residential Metered Water Service (Rate Schedule RMWS) for a single-family home: a customer charge of $21.87 per billing period for a 3/4-inch meter plus a charge per 1,000 gallons in three tiers (0 to 6,000, 6,001 to 25,000, and over 25,000 gallons per billing period); Reno customers also pay a 5% right-of-way toll and a 1.5% regional water management fee on the bill
Property tax: About 0.43% of home value; Census ACS 2020-2024 typical share of value; 2026-27 Washoe County rate (district 1000) shown for reference
Garbage: Waste Management (WM), City of Reno franchise; Weekly trash in a 35, 64 or 96 gallon cart; recycling every 2 weeks
Sewer: City of Reno; Flat quarterly sewer bill for a single-family home: $190.59
Electricity: NV Energy (Sierra Pacific Power Company); Domestic Service (D-1): $18.50 a month plus a charge per kWh
Gas: NV Energy (Sierra Pacific Power Company); Residential Natural Gas Service (RNG): $16.00 a month plus a charge per therm
Schools: Washoe County School District; Nevada's second-largest public school district, serving 59,565 students

Pay or manage your bills

Your water

Source: The Truckee River provides more than 80 percent of TMWA's annual customer demand; the rest is groundwater from within its service area.
Violations: TMWA had no violations during the 2025 calendar year.
Lead: TMWA is determined to be a non-lead system; 2025 lead testing at consumer taps found no sites over the 15 ppb action level (highest result 3.9 ppb).
PFAS: In EPA's UCMR5 monitoring reported for 2025, the highest PFOS result was 0.0053 ppb and the highest PFHxS result 0.014 ppb.

Other NV cities

What a Boulder City house pays What a Mesquite house pays What a Sparks house pays

How these numbers are made

Property tax: Nevada taxes 35% of a home's taxable value (land at full cash value plus the building's replacement cost less 1.5% depreciation a year), at a combined 2026-27 rate in Reno of 3.6600 per $100 of assessed value (State 0.1700, Washoe County 1.3917, Washoe County School District 1.1385, City of Reno 0.9598; tax district 1000, Washoe County Treasurer). That is 1.281% of taxable value before the cap.
Nevada's abatement caps the yearly increase in an owner-occupied home's tax bill at 3% (up to 8% for other homes), so long-held homes pay much less than rate × value. Because of that, and because taxable value is usually below market value, we start from the Census ACS 2020-2024 median real estate taxes paid in Reno ($2,358) divided by the median value of owner-occupied homes ($548,300): 0.430% of market value. Your real bill is on your Washoe County tax bill; bills since 2020-2024 have risen up to 3% a year for owner-occupants.
The tax bill also carries the Central Truckee Meadows Remediation District groundwater fee for parcels served by TMWA, based on each parcel's water use; we add the $7 average per parcel for that group from the county's 2026 fee schedule (a preliminary schedule; Washoe County's sheet marks it as such). Personal exemptions (veteran, disabled veteran, surviving spouse, blind) are amounts of assessed value and are listed as tips, not applied.
Water: TMWA's May 2026 Rate Schedule RMWS, $21.87 a month for a 3/4-inch meter and $2.20, $3.30 and $4.39 per 1,000 gallons (to 6,000 gallons, to 25,000, and above), each raised by the 1.5% regional water management fee and then the 5% Reno right-of-way toll (x 1.015 x 1.05), so $23.31 plus $2.34, $3.52 and $4.68. TMWA says a family of four averages about 6,000 gallons a month in winter, and summer use is higher; the page starts at 9 CCF (about 6,700 gallons). Homes in the former South Truckee Meadows GID service area pay TMWA's separate FRMSGID rates. Sewer: the City of Reno's flat $190.59 quarterly single-family charge (3 x $62.73 plus the $2.40 administration charge) is shown as $63.53 a month.
Garbage: WM's City of Reno residential rates effective April 1, 2026 (monthly, billed quarterly), including the 14% franchise fee. Electricity: NV Energy D-1 rates effective October 1, 2026 ($18.50 a month and $0.11386 per kWh, plus the $0.00039 Universal Energy Charge); D-1 has one rate for all kWh in every month, but the deferred energy and base energy rates change quarterly. Gas: NV Energy Schedule RNG from October 1, 2026 ($16.00 a month and $0.39948 per therm). The 5% local government fee is the Washoe County figure in NV Energy's own bill examples; the City of Reno rate is not separately published there.
Typical use: 686.6 kWh a month, Sierra Pacific Power's 2024 residential average (EIA), and 39.4 therms a month, Nevada's 2024 statewide residential average (EIA), which includes the warmer south; NV Energy's own northern Nevada bill example uses 71 therms. Insurance: Nevada's 2022 statewide average HO-3 premium (NAIC via Triple-I), not a Reno figure; the Nevada Division of Insurance reports that wildfire-related cancellations and declined applications are concentrated in Washoe County.
Water: TMWA bills monthly, so the page treats its per-billing-period charge and tier limits as monthly.
Nothing here is legal, tax or insurance advice.

Sources

How Reno compares

A typical Reno house against the 320 cities we cover nationwide, using the same default numbers as the total above.

Per year	Reno	Median	Where it falls
Water	$479	$654	lower than 230 of the other 319 cities we cover nationwide
Sewer and utility-bill fees	$762	$735	higher than 152 of the other 284 cities we cover nationwide
Trash	$308	$379	lower than 176 of the other 249 cities we cover nationwide
Electricity and gas	$1,621	$2,743	lower than 312 of the other 319 cities we cover nationwide
Home insurance	$948	$1,492	lower than 294 of the other 314 cities we cover nationwide
Total	$6,484	$11,671	lower than 306 of the other 319 cities we cover nationwide

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,621 a year, lower than 312 of the other 319 cities we cover nationwide. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,621 a year for a typical house, lower than 312 of the other 319 cities we cover nationwide. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Reno house costs

What is the property tax rate in Reno?

Property tax in Reno averages about 0.43% of home value a year (Census figures for the city; your own rate depends on your property's classification and exemptions).

How much is the water bill in Reno?

About $103 a month for water and sewer at typical use (7,000 gallons a month) on Truckee Meadows Water Authority (TMWA).

How much does trash pickup cost in Reno?

$23 to $28 a month, depending on the trash cart size (35-gallon trash + 64-gallon recycling, 64-gallon trash + 96-gallon recycling, 96-gallon trash + 96-gallon recycling).

When is property tax due in Reno?

Jan 4, 2027: Third installment of 2026-27 Washoe County property tax due; accepted without penalty through January 14, 2027. Missing one installment adds a 4% penalty. Mar 1, 2027: Fourth installment of 2026-27 property tax due; accepted without penalty through March 11, 2027.

Can seniors lower their property tax or bills in Reno?

Yes. Seniors: lower WM garbage rate: For a 35-gallon trash cart and 64-gallon recycling cart, WM's Reno senior rate is $20.70 a month and the low-income/senior rate is $17.36, against the regular $23.15. Side-yard service carries no charge for senior or disabled customers.

Where can I get help paying utility bills in Reno?

Seniors: lower WM garbage rate: For a 35-gallon trash cart and 64-gallon recycling cart, WM's Reno senior rate is $20.70 a month and the low-income/senior rate is $17.36, against the regular $23.15. Side-yard service carries no charge for senior or disabled customers. The senior and low-income/senior rates are on WM's City of Reno rate sheet; WM customer service is 775-329-8822.

How much does a house in Reno cost to run each year?

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