What a Fremont home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $214,700; your assessed value is often lower. Typical use.
- Property tax$3,450
1.607% of $214,700
- Electricity and gas$1,794
856 kWh a month $1,367 · 31 therms $427
- Water and sewer$827
9 units (CCF) a month on City of Fremont: water $27, sewer $42 a month
- TrashNot included
Not in the total
- Home insurance$1,869
Typical premium $1,869
A Fremont house at the typical market value ($214,700) costs about $7,900 a year: $3,450 property tax and charges, $830 water and sewer, $1,790 electricity and gas, $1,870 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Nebraska homestead exemption
How: Forms are filed with the county assessor after February 1 and on or before June 30 each year.
Money dates
- Homestead exemption forms due June 30 each yearForms must be filed with the county assessor after February 1 and on or before June 30 each year.
Who serves this house
- Water
- City of Fremont
- Residential, within the city limits, 5/8" meter, for billings after November 1, 2026.
- Property tax
- 1.61% of value
- 2025 tax year, Dodge County (tax district 1, Fremont city, Fremont Public Schools)
- Garbage
- Licensed garbage haulers
- Haulers must be licensed by the City of Fremont
- Sewer
- City of Fremont
- Municipal sanitary system: monthly customer charge plus volume charge
- Electricity
- City of Fremont
- Residential rate within the city limits
- Gas
- City of Fremont
- Residential customer charge plus per-ccf volume charge
Other NE cities
Grand Island home costsBellevue home costsLa Vista home costsLexington home costs
How these numbers are made
- Property tax uses the 2025 Dodge County tax district 1 (Fremont city, Fremont Public Schools) rates per $100 of valuation divided by 100; they total 1.607085 per $100.
- Water uses the City's rates for billings after November 1, 2026 (5/8 inch meter, within city): $16.06 monthly plus $1.223 per ccf for the first 9 ccf and $1.437 above that.
- Sewer uses the rates effective September 1, 2026: $21.17 monthly (5/8 inch) plus $2.30 per ccf; the City bases residential volume on the January-March average water use, which this page approximates with the water use entered.
- Electricity uses the October 1, 2026 residential rate: $22.58 monthly; the per-kWh price is a 4-month summer/8-month winter average (0.1381 and 0.0910). Typical use is from EIA 2024 city sales and customers.
- Gas uses the September 1, 2026 residential rate ($10.50 plus $0.840 per ccf, converted to therms at 1.037). The Purchase Gas Adjustment and Transportation Cost Adjustment are set by the City Council from time to time and no current value is published, so they are not counted.
- Trash is not counted: the City licenses haulers and publishes no price. Insurance is the 2022 Nebraska statewide average, not a Fremont figure.
- Nothing here is legal, tax or insurance advice.
How Fremont compares
A typical Fremont house against the 1000 cities we cover nationwide, using the same default numbers as the total above.
| Per year | Fremont | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.61% | 1.36% | higher than 580 of the other 982 cities we cover nationwide |
| Water | $325 | $681 | lower than 920 of the other 999 cities we cover nationwide |
| Sewer and utility-bill fees | $502 | $692 | lower than 667 of the other 882 cities we cover nationwide |
| Electricity and gas | $1,794 | $2,439 | lower than 891 of the other 999 cities we cover nationwide |
| Home insurance | $1,869 | $1,492 | higher than 620 of the other 766 cities we cover nationwide |
| Total | $7,941 | $10,827 | lower than 805 of the other 999 cities we cover nationwide |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Water
The fact: Water here costs about $325 a year at typical use, lower than 920 of the other 999 cities we cover nationwide.
Ask: "Water here costs about $325 a year at typical use, lower than 920 of the other 999 cities we cover nationwide. What drives that cost, and would you change anything?"
2. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $502 a year, lower than 667 of the other 882 cities we cover nationwide. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $502 a year, lower than 667 of the other 882 cities we cover nationwide. What drives that cost, and would you change anything?"
3. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,794 a year, lower than 891 of the other 999 cities we cover nationwide. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,794 a year for a typical house, lower than 891 of the other 999 cities we cover nationwide. Which parts of that can the city influence, and what would you do about them?"
Common questions about Fremont house costs
What is the property tax rate in Fremont?
About 1.61% of the value before exemptions a year (2025 tax year, Dodge County (tax district 1, Fremont city, Fremont Public Schools)), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Fremont?
About $8,035 a year on $500,000 of the value before exemptions.
How much is the water bill in Fremont?
About $69 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Fremont.
How much does trash pickup cost in Fremont?
Not in the total
How much does a house in Fremont cost to run each year?
A Fremont house at the typical market value ($214,700) costs about $7,900 a year: $3,450 property tax and charges, $830 water and sewer, $1,790 electricity and gas, $1,870 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.