Mount Pleasant, MI · Updated Oct 2026

What a Mount Pleasant house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Mount Pleasant house

$8,190a year · $682 a month

Starts at $75,284 of taxable value. Typical use.

A typical Mount Pleasant house pays about $8,200 a year: $3,350 property tax and charges, $840 water and sewer, $160 trash, $2,790 electricity and gas, $1,060 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Switch to the small 65-gallon cart + recycling cartUp to $12 a year
Your cart costs $13 a month; the smallest costs $12. Worth it if you rarely fill it.
How: Call your garbage hauler.
Low incomes: City poverty exemption
The City sets income and asset levels each year for a poverty exemption from property tax for an owner who lives in the home (City income limit for 2026, one person: $20,345 (plus $7,150 per extra person); liquid assets up to $7,500 for one person).
How: File a claim with the Board of Review on the state form; the forms are on the City Assessor's page.
Front-of-house trash pickup at no extra charge
Granger offers front-of-house service at no additional charge when every member of the household has physical limitations that keep them from taking the carts to the street.
How: Contact Granger.
Free brush pickup
The City provides free brush pickup and offers leaf collection; Granger does not collect yard waste.
How: See the Street Department page on the City website.

Adjust to match your bills

What you knowTrash cartGranger is the only hauler allowed for city homes; service is by sign-up, and the price includes every-other-week recycling.

Taxable valueUse the taxable value on your tax bill or assessment notice, not the assessed or state equalized value. Owners who bought years ago usually have a lower taxable value than this starting figure, because taxable value is capped after the first year of ownership.

I live here and have the Principal Residence Exemption

Home insurance, a yearFrom your policy. We start at $1,056, NAIC average HO-3 homeowners premium for Michigan, 2022, as published by the Insurance Information Institute.

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your Consumers Energy bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Nov 1in 9 daysDeadline to file a Principal Residence Exemption Affidavit (Form 2368) with the City Assessor for the winter tax levy; one filed from June 2 through November 1 reduces that year's taxes beginning with the winter levy
Mar 1Real property taxes not collected by March 1 are turned over to Isabella County for collection
Jun 1File a Principal Residence Exemption Affidavit by June 1 to lower that year's taxes starting with the summer levy
Jul 31City summer taxes (levied July 1) are due without penalty until July 31; after that a penalty of 1% a month is added

Who serves this house

Water: City of Mt. Pleasant; City of Mt. Pleasant 2026 utility bill rates; monthly flat charges plus a charge per 1,000 gallons
Property tax: 6.25% of value; 2026 City and Isabella County operating rates; school, RESD, library, college and county winter rates from 2025
Garbage: Granger Waste Services; Granger is the exclusive waste hauler for the City: weekly trash and every-other-week recycling by sign-up; the City still offers leaf collection and brush chipping
Sewer: City of Mt. Pleasant; The City's Water Resource Recovery Facility; the City's 2026 utility bill rates list sewer charges beside water
Electricity: Consumers Energy; Mount Pleasant is listed in the territory served by Consumers Energy's electric rate book
Gas: DTE Gas; Mount Pleasant is listed in the territory served by DTE Gas's rate book
Schools: Mt. Pleasant Public Schools; City summer tax bills include taxes billed for the school district; the City lists Mt. Pleasant Public Schools debt millage for its property owners

Pay or manage your bills

Your water

Source: Groundwater under direct influence of surface water, from six wells and a Ranney horizontal collector well
Hardness: The City's lime softening treatment plant reduces hardness; 2024 average total hardness was 131
Lead: 2024 sampling: 90th percentile lead 1.0 ppb (action level 15 ppb); 1 lead service line and 88 of unknown material among 5,540
PFAS: 2025 testing of finished water was non-detect for regulated PFAS

Other MI cities

What a Beverly Hills house pays What a Wyoming house pays What a Battle Creek house pays What a Grand Rapids house pays What a Saginaw house pays What a Marquette house pays What a Midland house pays What a Owosso house pays

How these numbers are made

Property tax: Mount Pleasant homes get a summer bill (City, Isabella County operating, State Education Tax, schools, RESD and library) and a winter bill (county special levies and Mid Michigan College). We add the 2026 City rate (16.25 mills) and the 2026 county operating rate (6.61 mills) to the 2025 rates for the other levies from the City's millage history, for 44.2435 mills with a Principal Residence Exemption and 62.2435 mills without one (Mt. Pleasant Public Schools levies 18 operating mills only on homes without the exemption).
We add the City's 1% property tax administration fee on the non-city part of the tax as 0.2799 mills (1% of 27.9935 mills); homes without the exemption pay the fee on the 18 school operating mills too (about 0.18 mill more), which is left out. Charges that apply only to some parcels, such as the downtown Principal Shopping District levy, are not included.
Taxable value: Michigan taxes the taxable value, which is capped at inflation or 5% a year and is usually well below half of market value for long-time owners; it resets to the state equalized value (half of true cash value) the year after a sale. We start at an estimated average residential taxable value of $75,284: the City's 2024 residential real taxable value ($313,354,016, ACFR) over 4,322 residential parcels (Isabella County's 2019 parcel count, the latest posted, which includes condominiums and vacant residential lots), about $72,500, grown 3.8% in line with the City's total taxable value from 2024 to 2025 ($559,774,891 to $581,257,079). Enter your own taxable value from your bill.
Water and sewer: City 2026 rates, billed monthly: water $20.05 and sewer $16.37 flat charges for a 5/8-inch meter, plus $2.4242 (water) and $2.52 (sewer) per 1,000 gallons; the unit is the City budget's 'Rate Charged for 1,000 gallons'. The City publishes no typical household use, so the page starts at its default use. Stormwater is paid through the City's storm sewer millage, not a separate fee.
Electricity: the Michigan Public Service Commission's September 1, 2026 bill comparison for Consumers Energy, which includes all surcharges: $9.50 a month with no use plus 23.5 cents per kWh (the step from $9.50 to $244.50 at 1,000 kWh), which reproduces its 500 and 2,000 kWh bills. It is a single-date snapshot, not a seasonal average. Typical use is 628 kWh a month (EIA 2024: Consumers Energy residential sales of 12,495,282 MWh over 1,657,843 customers).
Gas: Mount Pleasant is in DTE Gas territory (Consumers Energy's gas territory list for Isabella County names no cities). DTE Gas Rate A: $14.50 a month plus the $2.26 2026 IRM surcharge, and per Ccf the $0.44732 distribution charge, the $0.03221 energy waste reduction surcharge, the average April to June 2026 gas cost recovery factor ($0.350) and the $0.050 GCR reservation charge, converted to about $0.848 per therm (1.037 therms per Ccf). A Sept 2026 rate order (U-21973) raised a typical bill by about $2.87 a month; not yet reflected. Typical use is about 69 therms a month (EIA Michigan residential average). Trash: Granger's posted prices for the cart plus the $3.25 recycling cart. Insurance: the 2022 NAIC statewide average premium for Michigan (HO-3), until you enter your own.
Nothing here is legal, tax or insurance advice.

Sources

How Mount Pleasant compares

A typical Mount Pleasant house against the 320 cities we cover nationwide, using the same default numbers as the total above.

Per year	Mount Pleasant	Median	Where it falls
Property tax rate	6.25%	1.23%	higher than 311 of the other 314 cities we cover nationwide
Water	$436	$654	lower than 247 of the other 319 cities we cover nationwide
Sewer and utility-bill fees	$400	$735	lower than 250 of the other 284 cities we cover nationwide
Trash	$160	$379	lower than 241 of the other 249 cities we cover nationwide
Electricity and gas	$2,786	$2,743	higher than 164 of the other 319 cities we cover nationwide
Home insurance	$1,056	$1,492	lower than 279 of the other 314 cities we cover nationwide
Total	$8,190	$11,671	lower than 276 of the other 319 cities we cover nationwide

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Mount Pleasant's property tax rate is 6.25%, higher than 311 of the other 314 cities we cover nationwide. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Mount Pleasant is 6.25%, higher than 311 of the other 314 cities we cover nationwide. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $436 a year at typical use, lower than 247 of the other 319 cities we cover nationwide.

Ask: "Water here costs about $436 a year at typical use, lower than 247 of the other 319 cities we cover nationwide. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $400 a year, lower than 250 of the other 284 cities we cover nationwide. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $400 a year, lower than 250 of the other 284 cities we cover nationwide. What drives that cost, and would you change anything?"

4. Trash

The fact: Trash pickup here costs about $160 a year for the standard cart, lower than 241 of the other 249 cities we cover nationwide. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $160 a year for the standard cart, lower than 241 of the other 249 cities we cover nationwide. What drives that cost, and would you change anything about the service or the price?"

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Common questions about Mount Pleasant house costs

What is the property tax rate in Mount Pleasant?

About 4.45% of taxable value a year for an owner's principal residence, or 6.25% without the Principal Residence Exemption (2026 City and Isabella County operating rates; school, RESD, library, college and county winter rates from 2025).

How much is property tax on a $500,000 house in Mount Pleasant?

A house bought for $500,000 starts at about $250,000 of taxable value (50% of its value), so about $11,131 a year with the principal residence exemption. After that, taxable value rises by inflation or 5%, whichever is lower, until the house sells again.

How much is the water bill in Mount Pleasant?

About $70 a month for water and sewer at typical use (7,000 gallons a month) on City of Mt. Pleasant.

How much does trash pickup cost in Mount Pleasant?

$12 to $13 a month, depending on the trash cart size (Small 65-gallon cart + recycling, Regular 96-gallon cart + recycling).

Can seniors lower their property tax or bills in Mount Pleasant?

Yes. Switch to the small 65-gallon cart + recycling cart (up to $12 a year): Your cart costs $13 a month; the smallest costs $12. Worth it if you rarely fill it.

How much does a house in Mount Pleasant cost to run each year?

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