OwossoWhat a house pays
Owosso, MI · Updated Oct 2026

What a Owosso house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Owosso house
$8,814a year · $734 a month

Starts at $66,300 of taxable value. Typical use.

A typical Owosso house pays about $8,800 a year: $2,780 property tax and charges, $2,140 water and sewer, $2,840 electricity and gas, $1,060 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

  • Principal Residence Exemption

    A principal residence exemption exempts an owner's principal residence from the local school operating millage, up to 18 mills.

    How: File Form 2368 with the assessor; the state lists June 1 (summer tax levy) and November 1 (winter tax levy) as filing deadlines.

  • Seniors 62+ and others under $40,000 income: summer tax deferment

    Summer taxes may be deferred until February 14 if total household income is less than $40,000 and the owner is, for example, a senior citizen age 62 by December 1 or a totally and permanently disabled person.

    How: File the deferment form in the Treasurer's Office by September 15.

  • Low-income owners: poverty exemption

    The City of Owosso grants 100% reductions in taxable value under its poverty exemption guidelines for owners who occupy the principal residence and qualify.

    How: Apply yearly with the City Assessor, between January 1 and Dec 11, 2026 for 2026.

  • Leak adjustment on water and sewer

    Incremental water and sewer usage charges are 50% of the normal usage charge for adjustments to significantly high bills attributable to plumbing leaks.

    How: May be applied in accordance with guidelines separately approved by the Owosso City Council.

Money dates

  • Nov 1in 9 daysPrincipal Residence Exemption affidavits for the winter tax levy are due on or before November 1.
  • Dec 11, 2026in 49 daysProperty tax poverty exemptions must be applied for yearly, between January 1 and Dec 11, 2026.
  • Feb 14in 114 daysWinter tax bills are due the following February 14, unless that date falls on a weekend, in which case the due date is the next business day.
  • Aug 31Summer tax bills are due without late collection fee by August 31, unless that date falls on a weekend, in which case the due date is the next business day.

Who serves this house

Water
City of Owosso
City of Owosso rates effective July 1, 2026 for a 5/8" meter, billed quarterly; one meter unit is 100 cubic feet of water
Property tax
5.99% of value
2025 total rates, Owosso City / Owosso Public School
Garbage
Private haulers
The city says garbage and recycling services are not provided by the city
Sewer
City of Owosso
Quarterly sewer charge on the city bill
Electricity
Consumers Energy
Owosso is listed in Consumers Energy's electric service territory
Gas
Consumers Energy
Owosso is listed in Consumers Energy's gas service territory
Schools
Owosso Public Schools
The State's Owosso City rate table lists Owosso Public School
Pay or manage your bills

Your water

Source
The 2025 water report says the water comes from 7 groundwater wells, each over 80 feet deep.
Lead
The 2025 report lists lead at 9 ppb for the 90th percentile of samples, with a range of 0 ppb to 52 ppb and 1 site above the action level.
Hardness
The 2025 report lists hardness of CaCO3 at 166 ppm.

Other MI cities

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How these numbers are made
  • Property tax: the State of Michigan 2025 total millage for Owosso City with Owosso Public School is 41.8815 mills for a principal residence and 59.8815 for non-homestead; the 18-mill difference is modelled as the local school operating millage removed by the Principal Residence Exemption. The state table does not break out city, county and school parts.
  • Taxable value: we start at $66,300, half of the Census median value ($132,600) because Michigan assesses at 50 percent of market value. Long-time owners often have a lower taxable value because of Michigan's cap.
  • Water and sewer: City rates effective July 1, 2026, 5/8-inch meter, billed quarterly: water demand $66.89 plus capital $44.04 a quarter ($36.98 a month) plus $5.14 per meter unit (100 cubic feet); sewer demand $67.04 a quarter ($22.35 a month) plus $8.10 per unit. The page starts at 9 CCF because the city publishes no typical use.
  • Garbage: the city provides none; owners hire a private hauler and no price is published, so trash is not counted. Electricity and gas: Michigan Public Service Commission September 1, 2026 comparisons for Consumers Energy ($9.50 plus 23.5 cents per kWh; gas $17.00 plus $0.94293 per Ccf converted at 1.037 therms per Ccf); typical use is the EIA Consumers/Michigan average, not an Owosso figure. Insurance: 2022 NAIC statewide average.
  • Nothing here is legal, tax or insurance advice.
Sources
  1. Water-Water_SewerRateSchedule-260720.pdf
  2. 2025%20CCR%20City%20of%20Owosso%20Final.pdf
  3. Garbage-Brush-Pick-up
  4. 2025-Total-Rates.pdf
  5. Assessing-FAQ
  6. table?id=ACSDT5Y2024.B25077&g=160XX00US2661940
  7. principal-residence-exemption
  8. partial-principal-residence-exemption
  9. rates2.pdf
  10. table_6.pdf
  11. ng_cons_sum_dcu_SMI_a.htm
  12. ng_cons_num_dcu_SMI_a.htm
  13. gasrates.pdf
  14. facts-statistics-homeowners-and-renters-insurance
  15. Consumers_14_current_A_B_C.pdf
  16. consumers3_current_A_B_C_-_C24.pdf
  17. claim-requirement
  18. Property-Tax-Assessment-FAQ
  19. Property%20Tax%20Poverty%20Exemption%20Guidelines%20%20Forms

Common questions about Owosso house costs

What is the property tax rate in Owosso?

About 4.19% of taxable value a year for an owner's principal residence, or 5.99% without the Principal Residence Exemption (2025 total rates, Owosso City / Owosso Public School).

How much is property tax on a $500,000 house in Owosso?

A house bought for $500,000 starts at about $250,000 of taxable value (50% of its value), so about $10,470 a year with the principal residence exemption. After that, taxable value rises by inflation or 5%, whichever is lower, until the house sells again.

How much is the water bill in Owosso?

About $178 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Owosso.

How much does trash pickup cost in Owosso?

Not a city service: owners arrange a private hauler

Can seniors lower their property tax or bills in Owosso?

Yes. Seniors 62+ and others under $40,000 income: summer tax deferment: Summer taxes may be deferred until February 14 if total household income is less than $40,000 and the owner is, for example, a senior citizen age 62 by December 1 or a totally and permanently disabled person.

Where can I get help paying utility bills in Owosso?

Low-income owners: poverty exemption: The City of Owosso grants 100% reductions in taxable value under its poverty exemption guidelines for owners who occupy the principal residence and qualify. Apply yearly with the City Assessor, between January 1 and Dec 11, 2026 for 2026.

How much does a house in Owosso cost to run each year?

A typical Owosso house pays about $8,800 a year: $2,780 property tax and charges, $2,140 water and sewer, $2,840 electricity and gas, $1,060 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

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