Owensboro property tax: where it goes
A Owensboro house at the typical market value ($178,900) pays about $2,560 a year on the property tax bill, including flat charges on the same bill. Estimated from public rates, not anyone's actual bill.
A Owensboro house pays 1.429% of its taxable value in property tax. For a house at $178,900 of market value, that's about $2,556 a year.
Tax is levied on Kentucky tax rates are cents per $100 of assessed value.
The 2026 state rate book is not published yet. The city adopted 25.6 cents for 2026-27 (unchanged), the county proposed 12.2 cents (unchanged), and the school board approved 85.6 cents (up from 84.0), so the school part is likely a little low.
Pay or manage it
Who taxes this house
| Taxing agency | Rate | On $178,900 |
|---|---|---|
| City of Owensboro | 0.256% | $458 |
| State of Kentucky | 0.106% | $190 |
| Daviess County (fiscal court, library, health, extension) | 0.2267% | $406 |
| Owensboro Independent Schools (schools) | 0.84% | $1,503 |
| Total | 1.429% | $2,556 |
2025 tax year, Daviess County, Owensboro Independent School District.
How Owensboro compares with nearby cities
Property tax rate
- Hopkinsville · 66 mi0.93%
- Madisonville · 36 mi1.09%
- Bowling Green · 66 mi1.36%
- Owensboro1.43%
- Henderson · 26 mi1.58%
The combined rate of every agency on the bill, before exemptions.
Ways to pay less
- Seniors 65+: homestead exemption. Kentucky homeowners who are at least 65 years of age can take $49,100 off the assessed value of their home for the 2025-2026 assessment years; taxes are figured on the rest. How: File the Application for Exemption Under the Homestead/Disability Amendment with the property valuation administrator (PVA) of the county where the property is located.
- Totally disabled owners: homestead exemption. Kentucky homeowners classified as totally disabled who meet the other requirements are eligible for the homestead exemption, and they must have been receiving payments pursuant to their disability for the entire assessment period. How: File the Application for Exemption Under the Homestead/Disability Amendment with the property valuation administrator (PVA) of the county where the property is located.
Dates
| When | What |
|---|---|
| Nov 1 – Nov 30, 2026 (today) | 2026 City of Owensboro property tax bills are due November 1, 2026; to avoid a 10% penalty plus interest, mailed checks must be postmarked by November 30. |
Sources
Checked October 28, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.
Property tax in other Kentucky cities
Lyndon property taxMadisonville property taxMount Washington property taxMurray property taxNewport property taxNicholasville property taxPaducah property taxRichmond property taxShelbyville property taxShepherdsville property taxSt. Matthews property taxVersailles property taxAll Kentucky cities →