St. Matthews property tax: where it goes

A St. Matthews house pays 1.321% of its taxable value in property tax. For a house at $338,000 of market value, that's about $4,466 a year.

Tax is levied on assessed value set by the Jefferson County PVA at fair market value as of January 1, less any exemptions, taxed per $100 of value.

State rate (10.3 cents) is the 2026 rate. Metro's general rate (11.64 cents; 32.76 cents Urban Services District, which does not apply here) is the rate Metro Council passed in September 2026. The school board's 2026-27 rate had not been posted by the Jefferson County PVA or Sheriff when we checked, so the school part uses the 2025 rate of 71.7 cents per $100. The city's $.20 rate and the 18.5-cent St. Matthews / Lyndon fire rate (2025 PVA schedule) are the latest we could find; no 2026 city or fire district rate was posted.

Who taxes this house

Taxing agency	Rate	On $338,000
Commonwealth of Kentucky (state rate)	0.103%	$348
Louisville Metro Government (countywide general rate)	0.1164%	$393
City of St. Matthews	0.2%	$676
St. Matthews / Lyndon Fire District	0.185%	$625
Jefferson County Public Schools (schools)	0.717%	$2,423
Total	1.321%	$4,466

2026 tax year (FY 2026-27), Jefferson County.

Ways to pay less

Seniors 65+: homestead exemption. Owners 65 or older who own and live in the home as their primary residence on January 1 can take $49,100 (2025-2026 amount) off their assessed value. You do not have to reapply every year. How: Apply online with the Jefferson County PVA or mail the homestead application with a copy of your Jefferson County driver's license or ID. Questions: 502-574-6380.
Totally disabled owners: disability exemption. Owners who have been classified as totally disabled for the entire year, received disability payments under that classification, and own and live in the home as their primary residence on January 1 can take $49,100 (2025-2026 amount) off their assessed value. Only one exemption (homestead or disability) is allowed per household. How: Apply with the Jefferson County PVA before December 31 with a copy of your disability award letter.
City of St. Matthews: 40% discount on the city tax bill if paid by October 31. The City of St. Matthews offers a 40% discount on all city tax bills paid on or before October 31. How: Pay at city hall (3940 Grandview Avenue), by mail to City of St. Matthews, PO Box 7097, Louisville, KY 40257-0097, or online through the city's Pay Online link.
Pay your property tax by December 1 for a 2% discount. Tax bills mailed November 1 can be paid with a 2% discount through December 1; from December 2 the full face amount is due. How: Pay online at jcsoky.org/property-tax/search, by mail to the Jefferson County Sheriff, or in person at 515 W. Market St.

Dates

When	What
By Oct 31 (in 9 days)	The city offers a 40% discount on all tax bills if paid on or before October 31.
Nov 1 – Dec 1 (in 10 days)	Pay the property tax bill with a 2% discount.
Dec 2 – Jan 2 (in 41 days)	Pay the property tax bill at the face (gross) amount.
Dec 31	Apply for the disability exemption before December 31.
Jan 3 – Feb 3	Unpaid property tax bills are paid with a 5% penalty.
Feb 4 – Apr 15	Unpaid property tax bills carry a 10% penalty and a 10% Sheriff's add-on fee; on April 15 unpaid bills go to the County Clerk.
Late Apr – mid-May	Contest your assessment through the PVA Online Conference, the required first step of an appeal; in 2026 it ran April 24 to May 18.

Pay or manage it

Sources

Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.

Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.