Monument, CO · Updated Oct 2026

What a Monument house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Monument house

$9,553a year · $796 a month

Starts at the typical market value, $636,700; your assessed value is often lower. Typical use.

Property tax$2,966
0.466% of $636,700
Electricity and gas$2,528
897.4 kWh a month $1,688 · 91 therms $840
Water and sewer$1,980
6,000 gallons a month on Town of Monument: water $120, sewer $45 a month
TrashNot included
Not included: a private hauler subscription, or ask your homeowners association
Home insurance$2,079
Typical premium $2,079

A Monument house at the typical market value ($636,700) pays about $9,600 a year: $2,970 property tax and charges, $1,980 water and sewer, $2,530 electricity and gas, $2,080 home insurance; trash is billed separately. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 21, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Seniors 65+ who have owned and lived in the home 10+ years: senior property tax exemption50% of the first $200,000 of value
Colorado exempts up to 50% of the first $200,000 of actual value of the home for seniors 65 and older who have owned and occupied it as their primary residence for at least 10 consecutive years before January 1 of the application year.
How: Apply between January 1 and July 15.
Veterans rated 100% permanently disabled: property tax exemption50% of the first $200,000 of value
For qualifying disabled veterans, 50 percent of the first $200,000 of actual value of the veteran's primary residence is exempted.
How: Call the El Paso County Assessor's Office at (719) 520-6600 for details.
Income- or disability-qualified: Colorado Property Tax/Rent/Heat Credit (PTC) rebate
The El Paso County Treasurer points owners to the Colorado Property Tax/Rent/Heat Credit rebate, a program based on income and disability.
How: See the El Paso County Treasurer's community resources page for property tax assistance.
Get Monument Sanitation statements by email$2 a month
Monument Sanitation District adds a $2.00 paper statement fee each month; it is waived if you sign up for electronic statements.
How: Contact Monument Sanitation District to have statements sent by email; include your property address in the request.
MVEA Auto-Pay plus Paperless Billing$1 a month
Mountain View Electric members who enroll in both bank draft Auto-Pay and Paperless Billing save $1.00 per month.
How: Enroll in both bank draft Auto-Pay and Paperless Billing with MVEA.
Help paying utility bills: Tri-Lakes Cares
The Town of Monument lists utility bill assistance through Tri-Lakes Cares among its resident resources.
How: Find the Tri-Lakes Cares link on the Town of Monument's Resident Resources page.

Adjust to match your bills

What you know

Value before exemptionsUse the actual value on your Notice of Valuation from the El Paso County Assessor. The figure shown is for a home outside any metropolitan district, but most Monument homes are in one: Triview Metropolitan District's 20.5 mills alone add about $800 a year on a median home, and some districts levy over 60 mills. Check your tax bill for your district.

Home insurance, a yearFrom your policy. We start at $2,079, Colorado statewide average homeowners premium for 2022 (NAIC data, as published by the Insurance Information Institute).

Your use

Water, thousands of gallons a month

On your water bill. A typical house uses 5,000–8,000 gallons.

Electricity, kWh a month

On your Mountain View Electric Association (MVEA) bill. An electric car adds about 300 kWh.

Gas, therms a month (yearly average)

Money dates

Apr 30Deadline to pay the whole year's property tax in one payment.
May 1 – Jun 8Assessment appeal period with the El Paso County Assessor.
Jun 15Second half of property tax is due; unpaid taxes become delinquent after this deadline.
Jul 15Deadline to apply for the senior property tax exemption.

Who serves this house

Water: Depends on your address; Town of Monument (or Triview Metropolitan District)
Property tax: 0.47% of value; 2025 tax year, payable 2026 (El Paso County)
Sewer: Monument Sanitation District; $45.00 a month flat residential use fee (Town of Monument west of Interstate 25)
Electricity: Mountain View Electric Association; Residential Demand Rate from October 1, 2026: $39.50 a month grid access, $0.11269 per kWh, and $2.00 per kW of your highest one-hour demand in the billing period
Gas: Black Hills Energy; Natural gas service (Eastern GCA Region, Base Rate Area 3)
Schools: Lewis-Palmer School District 38; 36 mills for 2025 taxes (billed 2026)

Pay or manage your bills

Your water

Source: Groundwater from Town wells in El Paso County; the 2026 report lists 13 wells.
Lead: In August 2025 sampling the 90th-percentile lead level was 0.4 ppb (26 sites, none above the 15 ppb action level).
Fluoride: Fluoride averaged 1.3 ppm in 2024 (range 0.68 to 1.83 ppm; limit 4 ppm).
Violations: No violations, significant deficiencies or formal enforcement actions.

Other CO cities

What a Boulder house pays What a Castle Rock house pays What a Denver house pays What a Erie house pays What a Firestone house pays What a Parker house pays What a Evans house pays

How these numbers are made

Property tax: Colorado taxes a home on its actual value times an assessment rate times the mill levy. For 2025 taxes (paid in 2026) the residential rate is 6.25% for local government and 7.05% for schools. We use the El Paso County Treasurer's 2025 levies for a Town of Monument home with no metropolitan district: El Paso County 6.857 mills, the EPC-Monument road and bridge share 0.165, Town of Monument 5.560, Pikes Peak Library District 2.938 and Tri-Lakes Monument Fire Protection District 18.400, all at 6.25%, and Lewis-Palmer School District 38 at 36.000 mills at 7.05%. That is about 0.466% of actual value, or roughly $2,966 on the $636,700 Census median.
The Assessor's overlapping-entity report also lists an "EPC Road & Bridge Share" line (0.165 mills in 2024); the Treasurer's 2025 table shows it at 0, so it is not added. Most Monument homes are inside a metropolitan district whose levy is not included (El Paso County's 2025 certifications put about $201.2 million of the town's roughly $365.4 million assessed value in Triview Metropolitan District alone). On the $636,700 median, Triview's 20.5 mills add about $816 a year (636,700 x 6.25% x 20.5 / 1,000). Districts include Triview Metropolitan District (20.5 mills, plus 6.5 to 69.261 mills in Triview Nos. 2 to 4 in parts of it) and others such as Lake of the Rockies (63.830), Willow Springs Ranch (63.215) and Monument Junction (54.311 to 64.443). A few areas are in Academy School District 20 instead of Lewis-Palmer 38. Check your own tax bill. The senior and disabled-veteran exemptions are tips, not applied.
Water: Town of Monument rates from September 1, 2026 for a 3/4-inch meter: $31.85 base plus the $3 monthly billing fee, then per 1,000 gallons $13.00 up to 3,000 gallons, $15.40 to 6,000, $16.50 to 12,000, $17.60 to 24,000 and $19.55 above (from the Town's bill calculator; its rate page rounds these to the cent per gallon). We start at 6,000 gallons a month (8 CCF), the Town's typical single-family use as reported in local news. Homes in the Triview Metropolitan District (mostly east of I-25) can switch to Triview's 2026 rates: $55.00 a month, then $10.50, $15.50, $23.00 and $34.50 per 1,000 gallons; some addresses near town are served by other districts such as Woodmoor Water and Sanitation.
Sewer: Monument Sanitation District's flat $45.00 a month residential fee (west of I-25). Triview homes do not pay it; they pay Triview's wastewater charge instead ($67.00 a month plus $6.75 per 1,000 gallons of average November to February use, about $100.75 at 5,000 gallons, so about $55.75 a month more), which this page does not swap in automatically.
Garbage: trash is arranged through an HOA or a private hauler; its cost is not included.
Electricity and gas: Mountain View Electric Association's default Residential Demand Rate from October 1, 2026: $39.50 grid access plus $0.11269 per kWh, at MVEA's 2024 average residential use of 897 kWh a month (EIA). The $2.00 per kW demand charge depends on your single highest hour of use each month and is not included, so real bills run somewhat higher; a few nearby areas may be served by CORE Electric Cooperative (formerly IREA), which the Town also lists. Any franchise fee and sales tax are not included. Gas is Black Hills Energy's Base Rate Area 3 residential rate effective October 1, 2026 ($13.96 a month in customer charge and riders, $0.61614 per therm including the quarterly gas cost adjustment) at the 91 therms a month Black Hills gives for an average residential customer in this area.
Nothing here is legal, tax or insurance advice.

Sources

How Monument compares

A typical Monument house against the 8 Colorado cities we cover, using the same default numbers as the total above.

Per year	Monument	Median	Where it falls
Property tax rate	0.47%	0.60%	lower than 7 of the other 7 Colorado cities we cover
Water	$1,440	$903	higher than 7 of the other 7 Colorado cities we cover
Sewer and utility-bill fees	$540	$713	lower than 7 of the other 7 Colorado cities we cover
Electricity and gas	$2,528	$2,274	higher than 5 of the other 7 Colorado cities we cover
Home insurance	$2,079	$2,079	lower than 1 of the other 7 Colorado cities we cover
Total	$9,553	$9,880	lower than 6 of the other 7 Colorado cities we cover

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Monument's property tax rate is 0.47%, lower than 7 of the other 7 Colorado cities we cover. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Monument is 0.47%, lower than 7 of the other 7 Colorado cities we cover. What should that money pay for first, and would you change anything about how it is set?"

2. Water

The fact: Water here costs about $1,440 a year at typical use, higher than 7 of the other 7 Colorado cities we cover.

Ask: "Water here costs about $1,440 a year at typical use, higher than 7 of the other 7 Colorado cities we cover. What drives that cost, and would you change anything?"

3. Sewer and utility-bill fees

The fact: Sewer and flat utility-bill charges here come to about $540 a year, lower than 7 of the other 7 Colorado cities we cover. Some cities bill sewer on the property tax bill instead, which is not counted here.

Ask: "Sewer and flat utility-bill charges here cost about $540 a year, lower than 7 of the other 7 Colorado cities we cover. What drives that cost, and would you change anything?"

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Common questions about Monument house costs

What is the property tax rate in Monument?

About 0.47% of the value before exemptions a year (2025 tax year, payable 2026 (El Paso County)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Monument?

About $2,329 a year on $500,000 of the value before exemptions.

How much is the water bill in Monument?

About $165 a month for water and sewer at typical use (6,000 gallons a month) on Town of Monument.

How much does trash pickup cost in Monument?

Not included: a private hauler subscription, or ask your homeowners association

When is property tax due in Monument?

Jun 15: Second half of property tax is due; unpaid taxes become delinquent after this deadline. End of Feb: First half of property tax is due on the last day of February (tax statements are mailed by January 28). End of Mar: Senior property tax deferral applications are due to the State Treasurer.

Can seniors lower their property tax or bills in Monument?

Yes. Seniors 65+ who have owned and lived in the home 10+ years: senior property tax exemption: Colorado exempts up to 50% of the first $200,000 of actual value of the home for seniors 65 and older who have owned and occupied it as their primary residence for at least 10 consecutive years before January 1 of the application year.

Where can I get help paying utility bills in Monument?

Help paying utility bills: Tri-Lakes Cares: The Town of Monument lists utility bill assistance through Tri-Lakes Cares among its resident resources. Find the Tri-Lakes Cares link on the Town of Monument's Resident Resources page.

How much does a house in Monument cost to run each year?

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