What a Mount Kisco home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at $478,300 of home value. Typical use.
- Property tax$7,615
About 1.59% of home value (Census average for Mount Kisco, not your bill's rate)
- Electricity$1,993
450 kWh a month $1,993
- Water and sewer$1,269
9 units (CCF) a month on Mount Kisco Water Department: water $84, sewer $22 a month
- Trash$0
Village collection, $0 a month
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A typical Mount Kisco house costs about $10,900 a year: $7,620 property tax and charges, $1,270 water and sewer, $0 trash, $1,990 electricity; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
STAR school tax exemption
Partial exemption from school taxes
How: Basic STAR: most owner-occupied primary residences. Enhanced STAR: owners 65+ with yearly income of $93,500 or less (June 2023-May 2024 limit); applications due May 1.
Seniors 65+: Senior Citizens Exemption
Sliding scale
How: For owners 65 or over whose total annual income falls within the guidelines for Village and/or County taxes; verified with annual tax returns.
Veterans: Alternative Veterans Exemption
Residential property of wartime veterans
How: For veterans who served during wartime or received an expeditionary medal.
Money dates
- June and DecemberVillage property tax, 50% each
- September and JanuarySchool property tax, 50% each
- AprilWestchester County property tax
Who serves this house
- Water
- Mount Kisco Water Department
- Village water rates are quarterly, per thousand cubic feet
- Property tax
- About 1.59% of home value
- Census ACS 2020-2024 (5-year)
- Garbage
- Village/Town of Mount Kisco Public Works
- Handles sanitation, garbage and recyclables collection
Other NY cities
How these numbers are made
- Water: Village quarterly rates per 1,000 cubic feet divided by 10 per ccf, tier breakpoints divided by 3 for monthly; meter fee $12.50 a quarter divided by 3.
- Sewer: the 2,001-3,500 cf residential tier ($24.61 per 1,000 cf) is used for all use; typical use of about 2,700 cf a quarter falls in it, and the other tiers ($24.28-$25.62) differ by under 5%. No separate sewer fixed charge is listed.
- Property tax: Census effective rate (median taxes $7,615 over median value $478,300) because village and town assessments differ.
- Electricity: Con Edison Westchester SC 1 2025 average total at 450 kWh, excluding the customer charge and any gas heating.
- Gas and heating-oil costs, insurance and school-district differences are not included.
- Electricity customer charge: Con Edison's residential customer charge of $21.00 a month (stated for the time-of-use rate; its rates page shows the same $21.00 basic service charge).
- Nothing here is legal, tax or insurance advice.
How Mount Kisco compares
A typical Mount Kisco house against the 1000 cities we cover nationwide, using the same default numbers as the total above.
| Per year | Mount Kisco | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.59% | 0.59% | higher than 14 of the other 16 cities we cover nationwide |
| Water | $1,003 | $681 | higher than 796 of the other 999 cities we cover nationwide |
| Sewer and utility-bill fees | $266 | $692 | lower than 806 of the other 882 cities we cover nationwide |
| Trash | $0 | $336 | lower than 770 of the other 819 cities we cover nationwide |
| Electricity and gas | $1,993 | $2,439 | lower than 772 of the other 999 cities we cover nationwide |
| Total | $10,877 | $10,827 | higher than 504 of the other 999 cities we cover nationwide |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Mount Kisco's property tax rate is 1.59%, higher than 14 of the other 16 cities we cover nationwide. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Mount Kisco is 1.59%, higher than 14 of the other 16 cities we cover nationwide. What should that money pay for first, and would you change anything about how it is set?"
2. Water
The fact: Water here costs about $1,003 a year at typical use, higher than 796 of the other 999 cities we cover nationwide.
Ask: "Water here costs about $1,003 a year at typical use, higher than 796 of the other 999 cities we cover nationwide. What drives that cost, and would you change anything?"
3. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $266 a year, lower than 806 of the other 882 cities we cover nationwide. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $266 a year, lower than 806 of the other 882 cities we cover nationwide. What drives that cost, and would you change anything?"
4. Trash
The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 770 of the other 819 cities we cover nationwide. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 770 of the other 819 cities we cover nationwide. What drives that cost, and would you change anything about the service or the price?"
5. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,993 a year, lower than 772 of the other 999 cities we cover nationwide. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,993 a year for a typical house, lower than 772 of the other 999 cities we cover nationwide. Which parts of that can the city influence, and what would you do about them?"
Common questions about Mount Kisco house costs
What is the property tax rate in Mount Kisco?
Property tax in Mount Kisco averages about 1.59% of home value a year (Census figures for the city; your own rate depends on your property's classification and exemptions).
How much is the water bill in Mount Kisco?
About $106 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on Mount Kisco Water Department.
How much does trash pickup cost in Mount Kisco?
$0 a month for a house.
Can seniors lower their property tax or bills in Mount Kisco?
Yes. Seniors 65+: Senior Citizens Exemption: Sliding scale
How much does a house in Mount Kisco cost to run each year?
A typical Mount Kisco house costs about $10,900 a year: $7,620 property tax and charges, $1,270 water and sewer, $0 trash, $1,990 electricity; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.