What a LaGrange home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $216,300; your assessed value is often lower. Typical use.
- Property tax$2,279
1.079% of $216,300, less $5,000 standard homestead exemption
- Electricity and gas$1,792
1074 kWh a month $1,412 · 31 therms $380
- Water and sewer$899
7,000 gallons a month on City of LaGrange: water $34, sewer $41 a month
- Trash$318
96-gallon can, curbside, $27 a month
- Home insurance$1,655
Typical premium $1,655
A LaGrange house at the typical market value ($216,300) costs about $7,000 a year: $2,280 property tax and charges, $900 water and sewer, $320 trash, $1,790 electricity and gas, $1,660 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Switch to the 68-gallon can, curbside cartUp to $36 a year
Your cart costs $27 a month; the smallest costs $24. Worth it if you rarely fill it.
How: Call your garbage hauler.
Seniors 65+: Troup County school tax exemptionUp to $40,000 off school M&O value
Taxpayers 65 and older with a $40,000 or less gross income may receive an exemption up to $40,000 on Local School M&O.
How: File with the Troup County Tax Assessor between January 1 and April 1.
Money dates
- Nov 15in 11 daysThe official deadline for Troup County property taxes is November 15th; after this date penalties and interest accrue.
- Apr 1A homestead exemption application is filed between January 1 and April 1 of the year the exemption is first claimed.
Who serves this house
- Water
- City of LaGrange
- City of LaGrange inside-city water rate: a $6.00 base charge plus a flow charge per gallon.
- Property tax
- 1.08% of value
- 2026 tax year: Troup County and Troup County School System
Other GA cities
St. Marys home costsDoraville home costsStatesboro home costsNorcross home costs
How these numbers are made
- Property tax: Georgia assesses a home at 40% of fair market value. A home inside LaGrange pays Troup County net M&O 9.616 mills (2026 digest notice) and the school system's 17.35 mills. The City of LaGrange is not modeled as levying a general property tax: it funds services from its utilities, and a downtown district may carry a separate levy.
- The starting value is the Census median value of owner-occupied housing units in LaGrange ($216,300, ACS 2020-2024), a market value.
- Electricity is the City's July 2025 residential rate, weighted 8 winter months and 4 summer months. The monthly purchased power adjustment, the gas purchased gas adjustment and the water and sewer adjustment are printed on each bill and are not published, so they are not included.
- Water and sewer use the City's inside-city rates revised July 2022, priced per 1,000 gallons; the base charges are excluded from the adjustment.
- Nothing here is legal, tax or insurance advice.
How LaGrange compares
A typical LaGrange house against the 1000 cities we cover nationwide, using the same default numbers as the total above.
| Per year | LaGrange | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.08% | 1.36% | lower than 815 of the other 982 cities we cover nationwide |
| Water | $411 | $681 | lower than 830 of the other 999 cities we cover nationwide |
| Sewer and utility-bill fees | $488 | $692 | lower than 682 of the other 882 cities we cover nationwide |
| Trash | $318 | $336 | lower than 450 of the other 819 cities we cover nationwide |
| Electricity and gas | $1,792 | $2,439 | lower than 893 of the other 999 cities we cover nationwide |
| Home insurance | $1,655 | $1,492 | higher than 502 of the other 766 cities we cover nationwide |
| Total | $6,944 | $10,827 | lower than 903 of the other 999 cities we cover nationwide |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: LaGrange's property tax rate is 1.08%, lower than 815 of the other 982 cities we cover nationwide. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in LaGrange is 1.08%, lower than 815 of the other 982 cities we cover nationwide. What should that money pay for first, and would you change anything about how it is set?"
2. Water
The fact: Water here costs about $411 a year at typical use, lower than 830 of the other 999 cities we cover nationwide.
Ask: "Water here costs about $411 a year at typical use, lower than 830 of the other 999 cities we cover nationwide. What drives that cost, and would you change anything?"
3. Sewer and utility-bill fees
The fact: Sewer and flat utility-bill charges here come to about $488 a year, lower than 682 of the other 882 cities we cover nationwide. Some cities bill sewer on the property tax bill instead, which is not counted here.
Ask: "Sewer and flat utility-bill charges here cost about $488 a year, lower than 682 of the other 882 cities we cover nationwide. What drives that cost, and would you change anything?"
4. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,792 a year, lower than 893 of the other 999 cities we cover nationwide. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,792 a year for a typical house, lower than 893 of the other 999 cities we cover nationwide. Which parts of that can the city influence, and what would you do about them?"
Common questions about LaGrange house costs
What is the property tax rate in LaGrange?
About 1.08% of the value before exemptions a year (2026 tax year: Troup County and Troup County School System), plus flat charges on the same bill.
How much is property tax on a $500,000 house in LaGrange?
About $5,339 a year on $500,000 of the value before exemptions with the standard homestead exemption.
How much is the water bill in LaGrange?
About $75 a month for water and sewer at typical use (7,000 gallons a month) on City of LaGrange.
How much does trash pickup cost in LaGrange?
$24 to $27 a month, depending on the trash cart size (68-gallon can, curbside, 96-gallon can, curbside).
When is property tax due in LaGrange?
Nov 15: The official deadline for Troup County property taxes is November 15th; after this date penalties and interest accrue.
Can seniors lower their property tax or bills in LaGrange?
Yes. Seniors 65+: Troup County school tax exemption: Taxpayers 65 and older with a $40,000 or less gross income may receive an exemption up to $40,000 on Local School M&O.
How much does a house in LaGrange cost to run each year?
A LaGrange house at the typical market value ($216,300) costs about $7,000 a year: $2,280 property tax and charges, $900 water and sewer, $320 trash, $1,790 electricity and gas, $1,660 home insurance. Estimated from public rates, not anyone's actual bill.