What a Warwick home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $354,600; your assessed value is often lower. Typical use.
- Property tax$4,674
1.318% of $354,600
- Electricity$1,774
500 kWh a month $1,703 · gross earnings tax (GET) on the bill, passed through by Rhode Island Energy $71
- Water and sewer$1,189
9 units (CCF) a month on City of Warwick Water Division: water $40, sewer $59 a month
- TrashIncluded
Weekly collection in a city-supplied gray cart
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A Warwick house at the typical market value ($354,600) costs about $7,600 a year: $4,670 property tax and charges, $1,190 water and sewer, $1,770 electricity; trash is paid through property tax, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Bulk item pickup by appointment
City of Warwick
How: Bulk items are collected by appointment only, limited to three items per collection.
Money dates
- Jul 15, Oct 15, Jan 15 and Apr 15Property tax installments of 25% each; the first is due July 15, 2026 and later ones Oct 15, 2026, Jan 15 and Apr 15, 2027.
Who serves this house
- Water
- City of Warwick Water Division
- Warwick Water Division price list
- Property tax
- 1.32% of value
- 2026-27 (FY2027), City of Warwick
- Garbage
- City of Warwick Sanitation & Recycling
- Weekly trash collection in a city-supplied wheeled gray cart.
- Sewer
- Warwick Sewer Authority
- User charges are a fixed fee plus a consumption-based fee.
Your water
- Source
- Warwick's water is purchased directly from the Providence Water Supply Board.
Other RI cities
Woonsocket home costsNewport home costsCranston home costsProvidence home costs
How these numbers are made
- Property tax uses the FY2027 estimated residential rate of $13.18 per $1,000 of assessed value in the council resolution; the final rate is set by the Tax Assessor. The assessor's page still shows only the FY2026 rate ($12.70), so the estimate may differ from the certified rate.
- Water: Warwick Water Division 2025 price list, quarterly service charge $17.60 divided by 3 and the sum of the consumption, purchase, RI Drinking Water Protection Act and Water Supply Improvement rates per cubic foot, times 100 per CCF. The price list is a scanned image and does not state the per-cubic-foot unit; the unit is our reading (2018 rate was $3.630/HCF). Rates are as of Jan 2025; a later schedule was not found.
- Sewer: Warwick Sewer Authority fee history for July 2024 (latest listed; the Narragansett Bay Commission July 2026 survey shows the same rate is current): $31.72 per quarter, plus $47.80 + $6.00 per 1000 cf of water, i.e. $5.38 per CCF; it matches the Narragansett Bay Commission 2026 survey figure of $521 for 73.2 HCF.
- Electricity: A-16 line items effective April 1, 2026 summed (transmission, distribution, transition, energy efficiency, renewable, supply) with customer, LIHEAP and RE growth charges; the supply charge is the Apr-Sep rate and changes in October. Gas, insurance and water use data were not sourced.
- Warwick Water Division serves about 88% of residents; Kent County Water Authority serves the rest. Gas utility charges (Rhode Island Energy) are not modeled.
- Class 1 is read as residential and A-16 as the residential electric rate; the sources quoted do not say so. Warwick Sewer Authority bills a quarterly service charge per unit plus a consumption fee per 1000 cf, as in the fee history. Water bills are read as quarterly; KCWA (Apponaug/Cowesett/Toll Gate areas) was dropped since its $4.95 charge could not be tied to monthly accounts.
- Rhode Island Energy is the electric utility serving Warwick (our reading; the filing is the company's statewide rate filing). The Warwick price list quoted for water is dated 2025 in our reading of the scanned image.
- Warwick is assumed to be served by Rhode Island Energy; the A-16 tariff document does not name Warwick.
- Nothing here is legal, tax or insurance advice.
How Warwick compares
A typical Warwick house against the 1000 cities we cover nationwide, using the same default numbers as the total above.
| Per year | Warwick | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.32% | 1.36% | lower than 511 of the other 982 cities we cover nationwide |
| Water | $482 | $681 | lower than 740 of the other 999 cities we cover nationwide |
| Sewer and utility-bill fees | $708 | $692 | higher than 451 of the other 882 cities we cover nationwide |
| Electricity and gas | $1,774 | $2,439 | lower than 914 of the other 999 cities we cover nationwide |
| Total | $7,637 | $10,827 | lower than 834 of the other 999 cities we cover nationwide |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Electricity and gas
The fact: Electricity and gas for a typical house here cost about $1,774 a year, lower than 914 of the other 999 cities we cover nationwide. Rates are set mostly by the utility and the state.
Ask: "Electricity and gas here cost about $1,774 a year for a typical house, lower than 914 of the other 999 cities we cover nationwide. Which parts of that can the city influence, and what would you do about them?"
Common questions about Warwick house costs
What is the property tax rate in Warwick?
About 1.32% of the value before exemptions a year (2026-27 (FY2027), City of Warwick), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Warwick?
About $6,590 a year on $500,000 of the value before exemptions.
How much is the water bill in Warwick?
About $99 a month for water and sewer at typical use (9 units, or 6,732 gallons a month) on City of Warwick Water Division.
How much does trash pickup cost in Warwick?
Weekly collection in a city-supplied gray cart
When is property tax due in Warwick?
Jul 15, Oct 15, Jan 15 and Apr 15: Property tax installments of 25% each; the first is due July 15, 2026 and later ones Oct 15, 2026, Jan 15 and Apr 15, 2027.
How much does a house in Warwick cost to run each year?
A Warwick house at the typical market value ($354,600) costs about $7,600 a year: $4,670 property tax and charges, $1,190 water and sewer, $1,770 electricity; trash is paid through property tax, and home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.