What a Newport house pays
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Sent only to free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $746,900; your assessed value is often lower. Typical use.
- Property tax$3,319
0.718% of $746,900, less $284,433 fy2026: qualifying owner-occupied properties receive a 24% exemption, equal to $284,433 of average assessed value
- Electricity and gas$3,945
500 kWh a month $1,974 · 70.4167 therms $1,971
- Water and sewer$2,767
5,000 gallons a month on Newport Water Division: water $73, sewer $158 a month
- TrashIncluded
Paid through the city budget (property tax); no separate fee for the standard carts
- Home insurance$2,074
Typical premium $2,074
A Newport house at the typical market value ($746,900) pays about $12,100 a year: $3,320 property tax and charges, $2,770 water and sewer, $3,940 electricity and gas, $2,070 home insurance; trash is paid through property tax. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Owner-occupants: apply for the Resident RateLower tax rate
Qualifying owner-occupied properties may apply for reduced rates through Newport's Two-Tiered Tax Program. The last published rates (2025-2026) are $7.177 per thousand for Resident Residential and $8.689 for Non-Resident Residential.
How: The city's budget presentation lists Jan 4 – Feb 26 as the non-renewal application period for 2027. Rates for the year you apply may differ from the 2025-2026 rates.
Seniors with income up to $72,950 (single) or $83,400 (joint): 20% tax reduction20% off
Seniors with total gross household income not exceeding $72,950 (single) or $83,400 (joint) may be eligible for a 20% reduction in their taxes, with 5 years of residency at the location.
How: Apply between January 1 and the last business day in February to get it on the July bill.
Veterans and widows of veterans: $21,400 exemption$21,400 exemption
Veterans and widows of veterans who served during dates and conflicts identified in state and local law may be eligible for a $21,400 exemption.
How: Apply between January 1 and the last business day in February to get it on the July bill.
Free weekly food-scrap composting (pilot)Free
1,500 Newport residents are eligible for free weekly compost collection in a pilot running from Oct. 5, 2025 to Oct. 2, 2027.
How: Sign up at BlackEarthCompost.com/Newport while slots are available.
Two free dumps a year at the transfer station2 free dumps
Homeowners are allowed 2 free dumps per fiscal year (July through June) and up to 500 pounds per load; after that, 30% off the scale weight.
How: Bring a hard copy of your water or property tax bill and photo ID to the scalehouse.
Money dates
- Jan 1 – last business day of Febin 70 daysVeterans and senior exemption applications, for the July bill.
- Jan 4 – Feb 26, 2027in 73 daysNon-renewal application period for the Two-Tiered Tax Program in 2027; all participants must renew Jan 3 – Feb 29, 2028.
Who serves this house
- Water
- Newport Water Division
- Effective March 1, 2025: residential $13.01 per thousand gallons plus a $0.29 per thousand gallons Water Quality Protection Charge, and a $6.12 monthly service charge for a 5/8-inch meter. Rates are approved by the Rhode Island Public Utilities Commission.
- Property tax
- 0.72% of value
- 2025-2026 tax year (FY2026), City of Newport
- Garbage
- City of Newport Clean City program
- The city issues carts to each household; bulky pickups are booked with Waste Management for a fee.
- Sewer
- Water Pollution Control Division
- The Water Pollution Control Division manages the public sewer and stormwater systems that serve the City of Newport.
- Electricity and gas
- Rhode Island Energy
- Rhode Island Energy is the electric and gas utility listed in the city budget.
Your water
- Source
- Newport Water draws raw water from nine surface reservoirs.
- Lead
- 2025 tap samples: 90th-percentile lead 4.4 ppb (action level 15); 1 site above the action level.
- Copper
- 2025 tap samples: 90th-percentile copper 0.073 ppm (action level 1.3).
Other RI cities
How these numbers are made
- Property tax: the last published resident residential rate, 2025-2026, $7.177 per $1,000 from the city's tax rates page (the FY2027 budget proposed $7.316 for owner-occupied homes as a preliminary rate; no adopted figure was found). The $284,433 owner-occupied credit is the FY2026 figure, matching that rate; approved Resident Rate owners get it, and the calculator applies it when 'I live here' is ticked. Homes without it pay $8.689 and are not modelled.
- Typical home: the Census ACS 2020-2024 median value of owner-occupied homes in Newport, $746,900, a market value; the city's average assessed residential value is $1,185,137 and no median assessed value is published. Applying the market median as an assessed value understates bills at typical assessed values.
- Water: $13.01 + $0.29 = $13.30 per thousand gallons plus the $6.12 monthly 5/8-inch service charge. Sewer: $25.97 per thousand gallons of metered water plus the CSO Fixed Fee, $337.84 / 12 = $28.15 a month. Typical use: the city's 5,000 gallons a month example, 5,000 / 748 = 6.7 CCF.
- A dedicated stormwater fee and a lower $19.00 sewer rate are under review but not adopted, so they are not included. Trash carts are a city service in the budget, so $0 here.
- Electricity and gas: Rhode Island Energy rates as in the Woonsocket page (same company, same tariffs): A-16 delivery plus Last Resort Service averaged over the year, grossed up for the gross earnings tax; gas is the typical heating customer's annual bill divided by therms. Insurance: Rhode Island 2022 average premium (NAIC).
- Nothing here is legal, tax or insurance advice.
Common questions about Newport house costs
What is the property tax rate in Newport?
About 0.72% of the value before exemptions a year (2025-2026 tax year (FY2026), City of Newport), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Newport?
About $1,547 a year on $500,000 of the value before exemptions with the fy2026: qualifying owner-occupied properties receive a 24% exemption, equal to $284,433 of average assessed value.
How much is the water bill in Newport?
About $231 a month for water and sewer at typical use (5,000 gallons a month) on Newport Water Division.
How much does trash pickup cost in Newport?
Paid through the city budget (property tax); no separate fee for the standard carts
Can seniors lower their property tax or bills in Newport?
Yes. Seniors with income up to $72,950 (single) or $83,400 (joint): 20% tax reduction: Seniors with total gross household income not exceeding $72,950 (single) or $83,400 (joint) may be eligible for a 20% reduction in their taxes, with 5 years of residency at the location.
How much does a house in Newport cost to run each year?
A Newport house at the typical market value ($746,900) pays about $12,100 a year: $3,320 property tax and charges, $2,770 water and sewer, $3,940 electricity and gas, $2,070 home insurance; trash is paid through property tax. Estimated from public rates, not anyone's actual bill.