Cranston, RI · Updated Oct 2026

What a Cranston house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Cranston house

$10,570a year · $881 a month

Starts at the typical market value, $378,300; your assessed value is often lower. Typical use.

Property tax$5,493
1.452% of $378,300
Electricity$1,974
500 kWh a month $1,974
Water and sewer$1,029
8.3333 units (CCF) a month on Providence Water: water $48, sewer $38 a month
TrashIncluded
No separate trash fee found on the city's curbside page
Home insurance$2,074
Typical premium $2,074

A Cranston house at the typical market value ($378,300) pays about $10,600 a year: $5,490 property tax and charges, $1,030 water and sewer, $1,970 electricity, $2,070 home insurance; trash is paid through property tax. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Age 65+ exemptionUp to $549 a year
The city's 2026 exemption table lists an Age Over 65 exemption of $37,776 off assessed value, worth $548.51 in tax.
How: Apply in person at the Assessor's office, room 113, by March 15.
Veterans: $12,596 exemptionUp to $183 a year
The city's 2026 table lists a Veteran exemption of $12,596 in value, worth $182.90 in tax.
How: Apply in person at the Assessor's office by March 15.
Disabled owners: $25,195 exemptionUp to $366 a year
The city's 2026 table lists a Disabled exemption of $25,195 in value, worth $365.84 in tax.
How: Apply in person at the Assessor's office by March 15.
Tax freeze programTax freeze
The city's exemption page lists a Tax Freeze program with a 2026 application and an income checklist.
How: Apply by March 15 for the current year's bill.

Money dates

Mar 15Exemption and Tax Freeze application deadline to receive it on the current year's bill; there is zero retroaction for any exemption.

Who serves this house

Water: Providence Water; Residential rate $3.993 per HCF plus state surcharges of $0.21842 per HCF, and a monthly service charge of $12.42 for a 5/8" meter. The fire protection charge applies only to City of Providence residents.
Property tax: 1.45% of value; 2026 tax roll (fiscal year 2026-2027), City of Cranston
Garbage: Waste Management of RI (city-provided carts); The city uses an automated collection system with city-provided roll out carts.

Pay or manage your bills

Other RI cities

What a Woonsocket house pays What a Newport house pays

How these numbers are made

Property tax: Cranston's 2026-2027 residential rate, $14.52 per $1,000 of assessed value (1 to 5 unit dwellings), from the city's tax rates page. Cranston has no homestead exemption and no separate county or school tax.
Typical home: Census ACS 2020-2024 median value of owner-occupied homes in Cranston, $378,300, a market value, not an assessed one; enter your assessed value from your bill.
Water: Providence Water residential rate $3.993 + $0.21842 state surcharge = $4.21142 per HCF and $12.42 a month for a 5/8-inch meter (the fire protection charge applies only to Providence residents); typical use is the utility's 100 HCF a year. A small part of Cranston is served by Kent County Water Authority (not modelled). Rates are as shown on Providence Water's rates page; PUC approval of the July 2026 tariff (Docket 24-51-WW) was not confirmed.
Sewer: the Narragansett Bay Commission survey's Cranston figure, $459 a year for a home using 73.2 HCF (the survey's standard), shown as $38.25 a month and held flat; Cranston's sewer is run by Veolia under contract and no Cranston rate schedule or billing method (flat, water-based or on the tax bill) was found, so the real bill may differ, especially at the 100 HCF water default. Trash is a city service with no fee found on the city's page, so $0.
Electricity: Rhode Island Energy rates as modelled for Woonsocket (Rate A-16 delivery from 10/1/2026 plus Last Resort Service averaged over the year, gross earnings tax included). Gas is not shown because no source places Rhode Island Energy gas service in Cranston. Insurance: Rhode Island statewide 2022 average premium (NAIC), the newest figure found on the Insurance Information Institute page; not a Cranston figure and likely out of date.
Not found: tax installment due dates and Providence Water's water-quality report.
Nothing here is legal, tax or insurance advice.

Sources

Common questions about Cranston house costs

What is the property tax rate in Cranston?

About 1.45% of the value before exemptions a year (2026 tax roll (fiscal year 2026-2027), City of Cranston), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Cranston?

About $7,260 a year on $500,000 of the value before exemptions.

How much is the water bill in Cranston?

About $86 a month for water and sewer at typical use (8.3333 units, or 6,233 gallons a month) on Providence Water.

How much does trash pickup cost in Cranston?

No separate trash fee found on the city's curbside page

Can seniors lower their property tax or bills in Cranston?

Yes. Age 65+ exemption (up to $549 a year): The city's 2026 exemption table lists an Age Over 65 exemption of $37,776 off assessed value, worth $548.51 in tax.

How much does a house in Cranston cost to run each year?

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