What a Dyer home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $322,200; your assessed value is often lower. Typical use.
- Property tax$3,222
1.000% of $322,200
- Electricity and gas$3,007
672 kWh a month $2,026 · 72 therms $980
- Water and sewer$1,345
7,000 gallons a month on Town of Dyer water: water $46, sewer $60, storm water user fee (single-family home, one base unit) $6 a month
- Trash$342
Per residential unit, $28 a month
- Home insuranceNot included
We don't have a typical premium for this city yet. Add yours with Adjust.
A Dyer house at the typical market value ($322,200) costs about $7,900 a year: $3,220 property tax and charges, $1,340 water and sewer, $340 trash, $3,010 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.
Rates checked Oct 29, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
Who serves this house
- Water
- Town of Dyer water
- Rates effective January 1, 2026.
- Property tax
- 1.00% of value
- 2026 certified rates, Lake County
- Garbage
- Town of Dyer solid waste service
- Monthly solid waste charge per unit.
- Electricity
- NIPSCO
- Residential service under Rate 611.
- Gas
- NIPSCO
- Customer charge of $16.50 per month under Rate 311.
Other IN cities
How these numbers are made
- Property tax uses Indiana's 1% homestead cap on gross assessed value; Dyer's 2026 gross rate (district 034) is 2.5288 per $100, so the cap binds. Referendum levies sit outside the cap and were not checked.
- Water is the Phase II (January 1, 2026) schedule; the 2,000-gallon minimum of $14.66 equals the first tier priced at $7.33 per 1,000 gallons. Sewer is Phase II: $16.98 base for a 5/8-1 inch meter plus $6.39 per 1,000 gallons of water used. Trash is the Phase II $28.47 per unit.
- Electric is NIPSCO Rate 611 ($0.205 per kWh) plus the per-kWh trackers posted in the tariff appendices (RTO, RA credit, DSMA, TDSIC, ECT, GCT, Green Power Rider; the fuel and FMCA factors are 0). Gas is NIPSCO Rate 311 ($0.44721 per therm) plus the gas cost adjustment and trackers (GDSM, USP, TDSIC, WNA, FMCA). Some factors are effective Oct 1 or Nov 1, 2026, the latest posted.
- Typical use: 672 kWh and 72 therms a month are NIPSCO's stated averages for residential customers; the page starts water at 9 CCF because Dyer does not publish a typical use. Storm water is $6.00 per month per base unit.
- Nothing here is legal, tax or insurance advice.
- Dyer town code: water rates
- Dyer town code: sewer rates
- Dyer town code: solid waste
- Dyer utility billing
- Dyer stormwater user fee
- DLGF 2026 certified rates
- DLGF circuit breaker fact sheet
- Census QuickFacts Dyer
- NIPSCO Rate 611
- NIPSCO electric index of cities
- NIPSCO RTO factors
- NIPSCO RA factors
- NIPSCO DSMA factors
- NIPSCO GPR
- NIPSCO TDSIC
- NIPSCO ECT
- NIPSCO GCT
- NIPSCO electric rate case
- NIPSCO Rate 311
- NIPSCO GCA
- NIPSCO GDSM
- NIPSCO USP
- NIPSCO gas TDSIC
- NIPSCO FMCA
- NIPSCO WNA
- NIPSCO gas cities
- NIPSCO gas rate case
How Dyer compares
A typical Dyer house against the 1000 cities we cover nationwide, using the same default numbers as the total above.
| Per year | Dyer | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.00% | 1.36% | lower than 880 of the other 982 cities we cover nationwide |
| Water | $553 | $681 | lower than 648 of the other 999 cities we cover nationwide |
| Sewer and utility-bill fees | $792 | $692 | higher than 543 of the other 882 cities we cover nationwide |
| Trash | $342 | $336 | higher than 424 of the other 819 cities we cover nationwide |
| Electricity and gas | $3,007 | $2,439 | higher than 697 of the other 999 cities we cover nationwide |
| Total | $7,915 | $10,827 | lower than 807 of the other 999 cities we cover nationwide |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Property tax rate
The fact: Dyer's property tax rate is 1.00%, lower than 880 of the other 982 cities we cover nationwide. The rate adds up every agency on the bill, not only the city.
Ask: "Property tax in Dyer is 1.00%, lower than 880 of the other 982 cities we cover nationwide. What should that money pay for first, and would you change anything about how it is set?"
Common questions about Dyer house costs
What is the property tax rate in Dyer?
About 1.00% of the value before exemptions a year (2026 certified rates, Lake County), plus flat charges on the same bill.
How much is property tax on a $500,000 house in Dyer?
About $5,000 a year on $500,000 of the value before exemptions.
How much is the water bill in Dyer?
About $112 a month for water and sewer at typical use (7,000 gallons a month) on Town of Dyer water.
How much does trash pickup cost in Dyer?
$28 a month for a house.
How much does a house in Dyer cost to run each year?
A Dyer house at the typical market value ($322,200) costs about $7,900 a year: $3,220 property tax and charges, $1,340 water and sewer, $340 trash, $3,010 electricity and gas; home insurance is not included (no typical premium yet). Estimated from public rates, not anyone's actual bill.