Panama City Beach water and sewer rates

Who supplies water to Panama City Beach houses, what it costs, and how the sewer charge works.

Pay or manage it

City of Panama City Beach

Rates effective February 1, 2026 for inside the city; billing is bi-monthly on the even months.

Use a monthPrice per 1,000 gallons
Fixed charge$18.77 a month
0 to 3 thousand gallons$0.00
3 to more$3.58
Source
The City buys all the drinking water used in its utility franchise service area from the Bay County Water System, which draws from Deer Point Reservoir.
Violation
The 2025 report says the system was in violation of the State cross-connection control requirement.
E. coli
Of 864 microbial samples in 2025, one detected E. coli; repeat samples the next day did not, so there was no violation of the E. coli MCL.

Sewer

The City's 2026 rate sheet lists residential sewer with a minimum bill covering 0-6,000 gallons and $3.70 per thousand gallons above the minimum.

Dates

WhenWhat
Around Nov 1, 2026 (in 8 days)The City's fire and stormwater assessments are collected on the same bill as taxes, mailed around November 1, 2026.

Sources

  1. City of Panama City Beach 2026 water and sewer rate sheet
  2. City stormwater assessment resolution 26-119 (FY26-27)
  3. PCB 2025 Annual Water Quality Report
  4. EPA water system boundaries: Panama City Beach (FL1030515)
  5. WJHG: Panama City Beach approves water rate increases over four years (Jan 9, 2026)

Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.

Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.