Summit property tax: where it goes
A Summit house pays 4.625% of its taxable value in property tax. For a house at $445,056 of value before exemptions, that's about $20,584 a year.
Tax is levied on assessed value, at rates per $100 of assessed value. The city's 2026 estimate of total property taxes on the average home assessment is $20,634. Summit City has an effective tax rate of 1.475 in 2025, per the state's 2025 General Tax Rates table.
Who taxes this house
| Taxing agency | Rate | On $445,056 |
|---|---|---|
| Summit school district (schools) | 2.28% | $10,147 |
| School debt service (schools) | 0.168% | $748 |
| Union County (with county open space) | 1.1% | $4,896 |
| City of Summit | 0.97% | $4,317 |
| Summit Free Public Library | 0.107% | $476 |
| Total | 4.625% | $20,584 |
2026 tax year, City of Summit (Union County): the city's 2026 estimated rate breakdown.
Ways to pay less
- Homeowners with income up to $250,000: ANCHOR property tax relief. New Jersey pays homeowners $1,500 if 2025 income was $150,000 or less, or $1,000 if it was $150,001 to $250,000. The state filed for most homeowners under 65; seniors and disability recipients apply on Form PAS-1. How: Check your status or apply on the NJ Division of Taxation ANCHOR page by November 2, 2026.
- Seniors 65+ or disabled, with limited income: $250 property tax deduction. Homeowners 65 or older, or disabled, who meet the income limit get $250 off the property tax bill each year. How: File Form PTD with your local assessor or tax collector (Summit Tax Assessor: 908-273-6405).
- Veterans: $250 property tax deduction. Honorably discharged veterans with active duty military service may qualify for an annual $250 property tax deduction. How: File Form V.S.S. and all documentary proofs with your local assessor or tax collector.
- 100% disabled veterans: property tax exemption. Honorably discharged veterans who were 100% permanently and totally disabled during active duty service may qualify for an annual property tax exemption on their main home. How: File Form D.V.S.S.E. and documentary proofs with your local assessor.
Dates
| When | What |
|---|---|
| Nov 10, 2026 (in 19 days) | Last day for the 4th-quarter property tax payment (due Nov 1) to reach the Tax Office without a penalty; postmarks don't count. |
| Feb 1, May 1, Aug 1, Nov 1 | Quarterly property tax due dates; payment must reach the Tax Office within the 10-day grace period. |
| Apr 1 | Last day to file a property assessment appeal with the Union County Board of Taxation (paper appeals by 4 pm). |
Pay or manage it
- Pay property tax or the sewer utility bill online (City of Summit) ↗
- Summit Tax Collector: due dates and payment options ↗
Sources
- City of Summit 2026 Budget Snapshot (estimated 2026 tax rate breakdown)
- NJ Division of Taxation: 2026 average residential statistics
- NJ Division of Taxation: 2025 general and effective tax rates
- City of Summit 2025 User Friendly Budget (average assessment, ratio)
- Union County Board of Taxation: tax rates by town
- Union County Board of Taxation: revaluation years
- Union County Board of Taxation: appeals
- Summit Important Tax Information
- Summit Tax Collection
- Summit Tax Assessment
- NJ 100% disabled veteran exemption
Checked October 20, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.