What a Takoma Park home costs each year
Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.
Suggestions as you type come from Google; the lookup uses free public map services to find who serves it. Not stored unless you save your house.
Starts at the typical market value, $749,200; your assessed value is often lower. Typical use.
- Property tax$12,956
1.729% of $749,200
- Flat charges on the tax bill$240
City stormwater fee (tier 5, 2,001-2,500 sq ft impervious) $150 · Montgomery County solid waste charge (Base Systems Benefit, improved single-family property in a municipality) $90
- Electricity and gas$3,090
929 kWh a month $2,462 · 31 therms $628
- Water and sewer$1,324
4,000 gallons a month on WSSC Water: water $55, sewer $55 a month
- Trash$0
City curbside collection, $0 a month
- Home insurance$2,691
Typical premium $2,691
A Takoma Park house at the typical market value ($749,200) costs about $20,300 a year: $13,200 property tax and charges, $1,320 water and sewer, $0 trash, $3,090 electricity and gas, $2,690 home insurance. Estimated from public rates, not anyone's actual bill.
Rates checked Oct 28, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.
Ways to pay less
Nothing here applies to every house automatically. These are worth checking:
File the Homestead Tax Credit application
Montgomery County limits the annual taxable assessment increase to 10% for principal residential properties (the Town of Kensington has a 5% limit).
How: Apply once with SDAT.
Who serves this house
- Water
- WSSC Water
- Water rates per 1,000 gallons by average daily use.
- Property tax
- 1.73% of value
- 2026-27 tax year, Takoma Park (Montgomery County)
Other MD cities
How these numbers are made
- Property tax = city $0.5422 + county $1.0751 (general 0.6706, schools 0.0470, municipal district 0.0350, transit 0.0828, fire 0.1196, land 0.0010, metropolitan 0.0650, regional 0.0212, recreation 0.0329) + state $0.1120 per $100.
- WSSC prices a whole bill at the tier of average daily use; the page applies tiers marginally, so large users are slightly understated.
- Stormwater uses the city's tier for the 2,116 sq ft average single-family impervious area; yours depends on your lot.
- Electric = 0.04328 + 0.020618 + 0.14782 per kWh; gas = 0.4621 + 0.7705 + 0.0739 per therm.
- County solid waste charge: the county's Single-Family Municipal table lists $89.99 Base Systems Benefit Charge for 'Other Single-Family - Municipalities' (area 40); Takoma Park is not named in that table, so it is treated as an other municipality.
- The city's history page says Takoma Park has been entirely in Montgomery County since 1997, so Montgomery rates apply citywide.
- Nothing here is legal, tax or insurance advice.
How Takoma Park compares
A typical Takoma Park house against the 1000 cities we cover nationwide, using the same default numbers as the total above.
| Per year | Takoma Park | Median | Where it falls |
|---|---|---|---|
| Property tax rate | 1.73% | 1.36% | higher than 615 of the other 982 cities we cover nationwide |
| Water | $664 | $681 | lower than 518 of the other 999 cities we cover nationwide |
| Sewer and utility-bill fees | $661 | $692 | lower than 481 of the other 882 cities we cover nationwide |
| Trash | $0 | $336 | lower than 770 of the other 819 cities we cover nationwide |
| Electricity and gas | $3,090 | $2,439 | higher than 727 of the other 999 cities we cover nationwide |
| Home insurance | $2,691 | $1,492 | higher than 695 of the other 766 cities we cover nationwide |
| Total | $20,301 | $10,827 | higher than 928 of the other 999 cities we cover nationwide |
Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.
Questions to ask your candidates
Each one starts from a number above. Any candidate can answer them.
1. Trash
The fact: Trash pickup here costs about $0 a year for the standard cart, lower than 770 of the other 819 cities we cover nationwide. Where trash is billed through the tax bill or a separate hauler, it is not counted here.
Ask: "Trash pickup here costs about $0 a year for the standard cart, lower than 770 of the other 819 cities we cover nationwide. What drives that cost, and would you change anything about the service or the price?"
Common questions about Takoma Park house costs
What is the property tax rate in Takoma Park?
About 1.73% of the value before exemptions a year (2026-27 tax year, Takoma Park (Montgomery County)), plus flat charges on the same bill (City stormwater fee (tier 5, 2,001-2,500 sq ft impervious) $150, Montgomery County solid waste charge (Base Systems Benefit, improved single-family property in a municipality) $90).
How much is property tax on a $500,000 house in Takoma Park?
About $8,886 a year on $500,000 of the value before exemptions, including $240 of flat charges.
How much is the water bill in Takoma Park?
About $110 a month for water and sewer at typical use (4,000 gallons a month) on WSSC Water.
How much does trash pickup cost in Takoma Park?
$0 a month for a house.
How much does a house in Takoma Park cost to run each year?
A Takoma Park house at the typical market value ($749,200) costs about $20,300 a year: $13,200 property tax and charges, $1,320 water and sewer, $0 trash, $3,090 electricity and gas, $2,690 home insurance. Estimated from public rates, not anyone's actual bill.