Cumberland property tax: where it goes
A Cumberland house at the typical market value ($123,200) pays about $2,450 a year on the property tax bill, including flat charges on the same bill. Estimated from public rates, not anyone's actual bill.
A Cumberland house pays 1.991% of its taxable value in property tax. For a house at $123,200 of market value, that's about $2,453 a year.
Tax is levied on Rates are per $100 of assessment, for the taxable year beginning July 1, 2026..
Pay or manage it
Who taxes this house
| Taxing agency | Rate | On $123,200 |
|---|---|---|
| City of Cumberland | 1.0595% | $1,305 |
| Allegany County | 0.8195% | $1,010 |
| State of Maryland | 0.112% | $138 |
| Total | 1.991% | $2,453 |
2026-27 tax year, Cumberland (Allegany County).
How Cumberland compares with nearby cities
Property tax rate
- Front Royal · 59 mi0.65%
- Winchester · 45 mi0.80%
- Fairmont · 75 mi0.90%
- Warrenton · 83 mi0.97%
- Cumberland1.99%
The combined rate of every agency on the bill, before exemptions.
Ways to pay less
- Income under $60,000: apply for the Homeowners' Property Tax Credit. Your combined gross household income cannot exceed $60,000. How: The deadline to apply is October 1 of each year.
- Pay your tax bill in July or August for a 1% discount. Allegany County lists a 1% discount for payments in July and August. How: Pay the county real estate tax bill.
Sources
Checked October 28, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.