Mount Dora property tax: where it goes
A Mount Dora house pays 1.879% of its taxable value in property tax, plus flat charges on the same bill. For a house at $381,900 of market value with the homestead exemption, that's about $6,609 a year.
Tax is levied on the assessed value set by the Lake County Property Appraiser, minus exemptions.
Who taxes this house
| Taxing agency | Rate | On $381,900 |
|---|---|---|
| Lake County BCC general fund | 0.5025% | $1,661 |
| Lake County voted debt service | 0.0072% | $24 |
| Lake County MSTU ambulance | 0.0463% | $153 |
| Lake County Water Authority | 0.0294% | $97 |
| Lake County School Board (state required local effort) (schools) | 0.3056% | $1,091 |
| Lake County School Board (local discretionary operating and capital) (schools) | 0.2998% | $1,070 |
| North Lake County Hospital District | 0.0405% | $134 |
| St. Johns River Water Management District | 0.0179% | $59 |
| City of Mount Dora | 0.63% | $2,082 |
| City of Mount Dora fire services assessment | flat | $239 |
| Total | 1.879% | $6,609 |
2026 tax year (fiscal year 2026-27), Lake County final millage, taxing authority code 00MD (Mount Dora). Exemptions applied: Homestead exemption (first $25,000) ($25,000); Additional homestead exemption (up to $26,411; not on school taxes) ($26,411).
Ways to pay less
- Seniors 65+ with limited income: up to $50,000 off the assessed value for county taxes, up to $25,000 for Mount Dora's. Florida law provides an additional exemption for Senior Citizens over 65 with a homestead exemption and adjusted gross household income of no more than $38,686. Lake County authorizes it up to $50,000 and Mount Dora up to $25,000. How: Apply to the Lake County Property Appraiser between January 2 and March 1; household income documents are due by May 1.
- $5,000 exemptions for widows and widowers and for totally and permanently disabled owners. The widow/widower exemption and the disability exemption each reduce the assessed value of your property by $5,000. How: Apply to the Lake County Property Appraiser by March 1; the widow/widower exemption needs a copy of the death certificate, the disability exemption Form DR-416 or a Social Security letter.
- Veterans with a service-connected disability: $5,000 exemption. This exemption reduces the assessed value by $5,000 for a Florida resident honorably discharged veteran with a service-connected disability of 10 percent or more. How: Apply by March 1 of the year you wish the exemption to begin, with a letter from the U.S. Government or the U.S. Department of Veterans Affairs as proof.
- Pay your tax bill by November 30 for 4% off. The Lake County Tax Collector gives a 4% discount if paid in full by November 30, 3% by December 31, 2% by January 31 and 1% by February 28. How: Pay the Lake County Tax Collector; for mailed payments, the postmark sets the discount.
- Homesteaded owners with low household income: fire assessment hardship refund. Under Mount Dora's Fire Assessment Fee Hardship Program, approved homestead owners whose household income is at or below 50% of HUD's 2023 income limits, adjusted for family size, pay only the first $50 of the fire assessment and are reimbursed the rest. Relief for fiscal year 2025-26 was $189. How: Pay the property tax bill in full, then file the hardship reimbursement application with supporting documents with the City Manager's Office.
- Seniors 65+ living 25+ years in a home with just value under $250,000: county general tax exemption. Lake County has adopted the additional exemption for owners 65 or older who qualify for the limited income senior exemption, have lived in the home at least 25 years and whose home's just value is less than $250,000. It applies to the Lake County general millage only. How: Apply to the Lake County Property Appraiser with the additional limited income senior exemption application.
Dates
| When | What |
|---|---|
| Nov 1 (in 9 days) | Lake County property tax collection begins November 1; paying in full by November 30 takes 4% off (3% by December 31, 2% by January 31, 1% by February 28). |
| Mar 1 | Deadline to apply for the homestead exemption with the Lake County Property Appraiser. |
| Mar 31 | The gross amount of the property tax bill must be paid by March 31. |
| Apr 1 | Unpaid taxes become delinquent on April 1, when 3% statutory interest is added. |
Pay or manage it
- Pay property tax (Lake County Tax Collector) ↗
- Apply for homestead exemption (Lake County Property Appraiser) ↗
Sources
- Lake County PA 2026 final millage rate sheet
- Lake County PA 2026 final millage and values comparison
- Lake County Tax Collector property taxes
- Lake County PA exemptions
- Mount Dora Sept 10, 2026 fire assessment packet (Resolution 2026-11)
- Lake County Tax Collector taxing authorities
- Mount Dora fire assessment fee
- Florida DOR municipal public service tax database
Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.