Midland property tax: where it goes
A Midland house pays 5.758% of its taxable value before the exemption (3.998% with it) in property tax. For a house at $123,400 of taxable value with the homestead exemption, that's about $4,934 a year.
Tax is levied on taxable value; property is assessed at 50 percent of its market value.
The State of Michigan has not yet published 2026 total rates, so the county, school and state rates are the 2025 ones; the city rate is its 2026-27 adopted millage.
Who taxes this house
| Taxing agency | Rate | On $123,400 |
|---|---|---|
| City of Midland total city millage, 2026-27 adopted budget (includes library and public safety pension) | 1.564% | $1,930 |
| Midland County, 2025 | 1.0273% | $1,268 |
| Midland Public Schools, 2025 (schools) | 0.2902% | $358 |
| Delta College, 2025 | 0.2056% | $254 |
| State Education Tax, 2025 (schools) | 0.6% | $740 |
| Midland County Educational Service Agency, 2025 (schools) | 0.311% | $384 |
| Local school operating millage in Midland City with Midland Public Schools (charged only on property without a Principal Residence Exemption), 2025 (schools) | 1.7598% | $0 |
| Total | 5.758% | $4,934 |
2026-27 city millage with 2025 county and school rates, Midland City / Midland Public Schools. Exemptions applied: Principal Residence Exemption (exempts an owner's principal residence from the local school operating millage, up to 18 mills) ($123,400).
Ways to pay less
- Principal Residence Exemption. A principal residence exemption exempts an owner's principal residence from the local school operating millage, up to 18 mills. How: File a Principal Residence Exemption Affidavit (Form 2368) with the assessor for the city where the property is located.
- Summer tax deferment (income and eligibility limits). A household income under $40,000 is required to request an Application for Deferment of Summer Taxes from the City Treasurer's Office. A citizen applying must also be: a taxpayer who is 62 years of age or older; a totally and permanently disabled person; blind person; eligible service person; eligible veteran; eligible widow or widower; paraplegic; quadriplegic. Applications with proof of income must be received by the Summer Tax due date (September 15). How: Request the application from the City Treasurer's Office.
- Lower incomes: Michigan Homestead Property Tax Credit. Tax year 2025 limits: maximum taxable value $165,400, total household resources limit $71,500, phase-out above $62,500, credit limit $1,900. How: See the Michigan Department of Treasury's Homestead Property Tax Credit information.
Dates
| When | What |
|---|---|
| Nov 1 (in 9 days) | Deadline for filing a Homeowner's Principal Residence Exemption (PRE) Affidavit to be eligible for the winter tax bill (must own and occupy by November 1). |
| Feb 14 | Winter taxes are due and payable from December 1 to February 14 without penalty. |
| Jun 1 | Deadline for filing a Homeowner's Principal Residence Exemption (PRE) Affidavit to be eligible for the summer tax bill (must own and occupy by June 1). |
| Sep 15 | Summer taxes are due and payable from July 1 to September 15 without penalty; a 4% collection fee is levied on taxes unpaid after September 15. |
Pay or manage it
Sources
- principal-residence-exemption
- partial-principal-residence-exemption
- tax-year-2025-guidance
- Important-Tax-Related-Dates
- Tax-Bills
Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.