Covington property tax: where it goes
A Covington house pays 1.499% of its taxable value in property tax. For a house at $187,300 of market value, that's about $2,808 a year.
Tax is levied on fair market assessment set by the Kenton County PVA, taxed per $100 of assessed value.
The state (10.3 cents per $100), Kenton County (11.3 cents), City of Covington (26.2 cents, set September 22, 2026) and Covington Independent Public Schools (86.8 cents, 2026-27) rates are the adopted 2026 rates. The health, PDS, library and extension rates are the 2025 rates from the Kenton County table, because 2026 rates were not posted when we checked.
Who taxes this house
| Taxing agency | Rate | On $187,300 |
|---|---|---|
| Commonwealth of Kentucky (state rate) | 0.103% | $193 |
| Kenton County Fiscal Court | 0.113% | $212 |
| Covington Independent Public Schools (schools) | 0.868% | $1,626 |
| Health district | 0.023% | $43 |
| Planning and Development Services (PDS) | 0.018% | $34 |
| Kenton County Public Library | 0.101% | $189 |
| Cooperative Extension | 0.011% | $21 |
| City of Covington | 0.262% | $491 |
| Total | 1.499% | $2,808 |
2026 tax year, Kenton County.
Ways to pay less
- Seniors 65+: homestead exemption. Owners 65 or older (or totally disabled) who own and occupy their home as of January 1 can take $49,100 off its taxable value for 2025 and 2026. If only one spouse is 65, the age requirement is met. How: Apply to the Kenton County PVA during the year you want the exemption, with a Kentucky driver's license or state ID as proof of age.
- Totally disabled owners: disability exemption. Owners classified as totally disabled under a federal program or a retirement system, who kept that classification for the entire year and received disability payments under it, can take $49,100 off their assessed value for 2025 and 2026. How: Apply to the Kenton County PVA before December 31.
- Pay your county tax bill by November 1 for 2% off. Kenton County tax bills paid October 1 to November 1 are the face amount less 2%; from November 2 to December 31 the face amount is due. How: Pay online through the Kenton County Online Records website. The Sheriff's Office also has a partnership with Heritage Bank for taxpayers who prefer a personal touch.
Dates
| When | What |
|---|---|
| Oct 1 – Nov 1 (today) | Pay the Kenton County tax bill at the face amount less 2%. |
| Nov 2 – Dec 31 (in 10 days) | Pay the Kenton County tax bill at the face amount. |
| Nov 7, 2026 (in 15 days) | Covington property owners have until November 7, 2026 to pay city property taxes without a penalty. |
| Dec 31 | Apply for the disability exemption before December 31. |
| Jan 1 – Jan 31 | Unpaid Kenton County tax bills are the face amount plus 5%. |
| Feb 1 – Apr 15 | Unpaid Kenton County tax bills are the face amount plus 10% plus 10%; after April 15 they go to the County Clerk with added penalties and fees. |
Pay or manage it
- Pay Covington property tax, trash and storm water fees ↗
- City of Covington: tax information ↗
- Kenton County Sheriff: property tax information ↗
Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.