St. Marys property tax: where it goes
A St. Marys house pays 1.383% of its taxable value in property tax. For a house at $312,300 of market value with the homestead exemption, that's about $4,181 a year.
Tax is levied on 40% of fair market value (the assessed value), less exemptions, times the millage rate; one mill is $1 per $1,000 of assessed value. Camden County bills county and school taxes; the City of St. Marys bills its own city tax..
The school rate (15.000 mills) was adopted by the Board of Education on October 1, 2026. The county rate (13.139 mills) and the city rate (6.439 mills) are the advertised 2026 rates that the Board of Commissioners (October 13) and the City Council (October 19) were asked to adopt; the minutes of those meetings were not yet posted when this was checked.
Who taxes this house
| Taxing agency | Rate | On $312,300 |
|---|---|---|
| Camden County (countywide, 13.139 mills) | 0.5256% | $1,589 |
| Camden County School District (15.000 mills) (schools) | 0.6% | $1,814 |
| City of St. Marys (6.439 mills) | 0.2576% | $779 |
| Total | 1.383% | $4,181 |
2026 tax year: Camden County, Camden County School District and City of St. Marys. Exemptions applied: Regular homestead exemption ($4,000 off assessed value, about $10,000 of market value) ($10,000).
Ways to pay less
- Seniors 62+: City of St. Marys senior exemption. The City of St. Marys offers a $25,000 senior exemption on city property taxes for full-time residents who are 62 on January 1 of the tax year. How: File the application at the City of St. Marys Property Tax Office before June 1; call 912-510-4000 ext. 7.
- Seniors 62+: county and school exemptions. Homeowners 62 or older may be eligible for Camden County and school tax exemptions of up to $25,000, with no income limit. How: Contact the Camden County Tax Assessors Office at 912-576-3241.
- Homestead valuation freeze. When the Camden County homestead valuation freeze is first granted, the home's base value is set at the previous year's taxable value, and it changes only if the structure or acreage changes. How: Call the Camden County Tax Assessors Office at 912-576-3241 for more information.
- Appeal your assessment. You have 45 days from the date of the Notice of Reassessment to file an appeal with the Camden County Board of Tax Assessors. How: For information, call 912-576-3241.
Dates
| When | What |
|---|---|
| Apr 1 | Last day to apply to the county tax office for a homestead exemption for the first year you seek it. |
| Before Jun 1 | Apply at the City of St. Marys Property Tax Office for the city's senior exemption (62 and over). |
| 60 days after the bill | Camden County property taxes (county and school) are billed near the middle of September and are due 60 days after the mail-out date; taxes not paid within 90 days of the due date get a 10% penalty. |
| 60 days after the bill | City of St. Marys property taxes are due 60 days from the date of billing, before 5:00 PM; postmarks are not accepted. |
Pay or manage it
Sources
- City of St. Marys: Property Tax Information
- City of St. Marys 2026 Notice of Property Tax Increase
- City of St. Marys 2026 tax digest and 5-year history
- City of St. Marys City Council Oct. 19, 2026 agenda (2026 millage adoption)
- City of St. Marys property tax payment information
- Camden County Board of Commissioners Oct. 13, 2026 agenda packet (2026 millage rates and certification)
- Camden County Tax Commissioner: Millage Rate
- Camden County Tax Commissioner: Property Tax Division
- Camden County: Homestead Exemptions
- Camden County Tax Commissioner: Late Fees
- Georgia Department of Revenue: County Property Tax Facts, Camden
- City of St. Marys FY2023 budget (franchise taxes by utility)
Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.