Cape Coral property tax: where it goes
A Cape Coral house pays 1.532% of its taxable value in property tax, plus flat charges on the same bill. For a house at $373,500 of market value with the homestead exemption, that's about $5,754 a year.
Tax is levied on assessed value minus exemptions (taxable value), at a millage rate in dollars per $1,000.
Who taxes this house
| Taxing agency | Rate | On $373,500 |
|---|---|---|
| Lee County general revenue | 0.3762% | $1,212 |
| Lee County schools (local board) (schools) | 0.2248% | $783 |
| Lee County schools (state law) (schools) | 0.3023% | $1,054 |
| City of Cape Coral | 0.5147% | $1,658 |
| City of Cape Coral parks bond (voted debt) | 0.0155% | $50 |
| Lee County library district | 0.0422% | $136 |
| Lee County all hazards protection district | 0.0069% | $22 |
| South Florida Water Management District | 0.0095% | $31 |
| SFWMD Everglades construction project | 0.0033% | $11 |
| SFWMD Okeechobee basin | 0.0103% | $33 |
| Lee County mosquito control district | 0.021% | $68 |
| Lee County hyacinth control district | 0.0019% | $6 |
| West Coast Inland Navigation District | 0.0039% | $13 |
| Stormwater fee, 1 ERU (FY 2027) | flat | $163 |
| Fire protection assessment, average single-family home (FY 2027) | flat | $515 |
| Total | 1.532% | $5,754 |
2026 tax year, Lee County district 057 (City of Cape Coral). Exemptions applied: Homestead exemption ($25,000); Additional homestead exemption (up to $26,411, 2026) ($26,411).
Ways to pay less
- Seniors 65+ with limited income: up to $50,000 more off. Homeowners 65 or older whose household income is under the state limit can get up to $50,000 more off their taxable value. Cape Coral adopted $50,000 for city taxes and Lee County $50,000 for all county millages. How: Apply to the Lee County Property Appraiser by March 1; income paperwork (Form DR-501SC) can follow by June 1.
- $5,000 exemptions for widows, widowers, blind and disabled residents. Florida residents who are widowed, blind or disabled can each take a $5,000 exemption, and so can disabled ex-service members. How: Apply to the Lee County Property Appraiser by March 1.
- Pay your tax bill in November for 4% off. Lee County gives 4% off for paying in November, 3% in December, 2% in January and 1% in February. How: Pay the Lee County Tax Collector in November; bills go out in November.
- Hardship deferral of utility-extension assessments. Owner-occupied homestead homes with household income within HUD guidelines can defer 10% to 100% of certain city special assessments until the home is sold, transferred or refinanced. The deferral is a lien. How: Apply to Customer Billing Services between February 1 and April 15; reapply each year.
Dates
| When | What |
|---|---|
| Feb 1 – Apr 15 | Window to apply for the city's hardship deferral of special assessments. |
| Mar 1 | Deadline to apply for homestead and other exemptions with the Lee County Property Appraiser. |
| Mar 31 | Property taxes due. |
| Apr 1 | Unpaid real estate taxes become delinquent and a 3% interest charge is added. |
| Mid-August | Your TRIM notice (Notice of Proposed Property Taxes) arrives: check your value and exemptions. |
| November | Property tax bills go out. Pay in November for a 4% discount (3% December, 2% January, 1% February). |
Pay or manage it
Sources
- Lee County Property Appraiser: 2026 taxing district millage book
- City of Cape Coral: tax-billed assessments (stormwater, fire, solid waste, UEP, hardship)
- City of Cape Coral: Your Property Taxes in Action
- Lee County Property Appraiser: homestead and other exemptions
- Lee County Property Appraiser: exemption information pamphlet
- Lee County Tax Collector: property taxes
- Lee County Tax Collector: delinquent taxes
- City of Cape Coral: FY2027 stormwater assessment presentation (Res. 221-26)
- City of Cape Coral: FY2027 residential solid waste assessment (Res. 222-26)
- City of Cape Coral: FY2027 fire protection assessment presentation (Res. 223-26)
Checked October 20, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.