Tracy property tax: where it goes
A Tracy house pays 1.125% of its taxable value in property tax. For a house at $699,000 of market value with the homeowners' exemption, that's about $7,788 a year.
Tax is levied on assessed value set by the San Joaquin County Assessor; under Proposition 13 the rate is 1% of assessed value, assessed value cannot go up more than 2% a year unless the property is sold, and the rates above 1% are generally voter-approved school construction bonds.
Who taxes this house
| Taxing agency | Rate | On $699,000 |
|---|---|---|
| Countywide 1% general tax (Prop 13) | 1% | $6,920 |
| Tracy Unified School District bonds (incl. School Facilities Improvement District 3) (schools) | 0.1033% | $715 |
| San Joaquin Delta College bonds (schools) | 0.0221% | $153 |
| Total | 1.125% | $7,788 |
2026–27 tax year, San Joaquin County (tax rate area 004-073). Exemptions applied: Homeowners' exemption ($7,000).
Ways to pay less
- 100% disabled veterans: property tax exemption. Veterans rated 100% disabled from a service-connected injury or disease (or paid at the 100% rate due to unemployability), or their unmarried surviving spouse, can take the basic exemption, originally $100,000 and adjusted every year for inflation; a larger low-income exemption also exists. How: File the Claim for Disabled Veterans' Property Tax Exemption; the form can be downloaded from the Cal Assessor website.
- Seniors, blind or disabled: postpone property taxes. Homeowners who are seniors, blind or have a disability can defer current-year property taxes on their home if they have at least 40% equity and household income of $45,000 or less. How: Call the State Controller at (800) 952-5661 or email postponement@sco.ca.gov.
Dates
| When | What |
|---|---|
| Nov 30, 2026 (in 39 days) | Last day of San Joaquin County's 2026 filing period for a formal assessment appeal (a reduction in assessed value), filed with the Clerk of the Board of Supervisors. |
| Dec 10 (in 49 days) | Last day to pay the first installment of secured property taxes without penalty. |
| Dec 10 (in 49 days) | Last day to file a homeowners' or veterans' exemption claim and still receive 80% of the exemption. |
| Feb 15 | Last day to file the homeowners' exemption for the full year. |
| Apr 10 | Last day to pay the second installment of secured property taxes without penalty. |
Pay or manage it
Sources
- City of Tracy: Taxes
- City of Tracy: School Bonds & Other Additions to Property Taxes
- City of Tracy: Assessment Districts, CFDs & LMDs
- San Joaquin County Auditor-Controller: 2026-27 Property Tax Rates
- San Joaquin County Auditor-Controller: Assessed Values and Tax Rates
- San Joaquin County parcel map (District Viewer): parcels with a Tracy address by tax rate area
- California BOE: Homeowners' Exemption
- San Joaquin County Treasurer-Tax Collector: Important Dates
- San Joaquin County Treasurer-Tax Collector: Military Personnel and Seniors
- California BOE: County assessment appeals filing periods for 2026
- San Joaquin County Treasurer-Tax Collector: How to Pay Property Taxes
Checked October 21, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.