Laguna Woods property tax: where it goes
A Laguna Woods house pays 1.027% of its taxable value in property tax, plus flat charges on the same bill. For a house at $394,600 of market value with the homeowners' exemption, that's about $4,003 a year.
Tax is levied on a property's assessment, capped by Proposition 13.
Who taxes this house
| Taxing agency | Rate | On $394,600 |
|---|---|---|
| 1% general levy (countywide) | 1% | $3,876 |
| Saddleback Valley USD bond (2004 election, Series 2013A refunding) (schools) | 0.0128% | $50 |
| Saddleback Valley USD bond (2007A refunding) (schools) | 0.0047% | $18 |
| Saddleback Valley USD bond (2016A) (schools) | 0.0012% | $5 |
| Metropolitan Water District (MWDOC) | 0.0085% | $33 |
| Metropolitan Water District water standby charge | flat | $10 |
| OC Mosquito and Vector Control District: mosquito, fire ant and disease control assessment (District No. 2) | flat | $9 |
| OC Mosquito and Vector Control District: vector surveillance and control assessment (District No. 1) | flat | $2 |
| Total | 1.027% | $4,003 |
2026-27 tax year, Orange County (one Saddleback Valley USD tax rate area; other Laguna Woods areas can be lower). Exemptions applied: Homeowners' exemption ($7,000).
Dates
| When | What |
|---|---|
| Nov 30, 2026 (in 38 days) | Last day to file a 2026 regular assessment appeal in Orange County (filing runs July 2 to November 30 at 5:00 p.m.). |
| Dec 10 (in 48 days) | First property tax installment (due Nov 1) is delinquent after Dec 10: 10% penalty. |
| Feb 15 | Last day for a first-time homeowners' exemption claim to get the full exemption for the year. |
| Apr 10 | Second property tax installment (due Feb 1) is delinquent after Apr 10: 10% penalty plus $23 per bill. |
Pay or manage it
Sources
- boe.ca.gov/proptaxes/homeowners_exemption.htm
- www.octreasurer.gov/page/payment-secured-property-taxes
- OC tax rate book
Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.