Your PG&E bill: plans, discounts and rebates still open
Two companies share your bill. Silicon Valley Clean Energy buys the electricity, and PG&E delivers it, delivers your gas and sends the bill. The plan you're on and the discounts you claim matter far more than which company buys the power.
Last checked Oct 20, 2026 · PG&E electric rates effective June 1, 2026 · Gas rates Oct 1, 2026
What a typical house pays
At about 400 kWh on the tiered plan, plus the new base charge of $24.12 a month. SV Clean Energy says its average home bill was $205/month in 2025.
At PG&E's typical 31 therms a month. Winter months run $150–200+, summer much less. Everyone gets a $46.26 climate credit (paid in February from 2027).
Cupertino adds 2.4% to electricity, gas and phone bills. Residents 65+ can apply to stop paying it.
Pick the right plan
| Plan | Best for | Price per kWh |
|---|---|---|
| E-1 (tiered) | Small users, people home 4–9 pm | 32.6¢ up to your baseline, 40.7¢ above |
| E-TOU-C | The default for most homes | Peak 4–9 pm daily: 52¢ summer, 40¢ winter. Off-peak 37–40¢ |
| E-TOU-D | Homes that can avoid 5–8 pm weekdays | Peak 48¢ summer. Off-peak 34–35¢ |
| EV2-A | Electric car charged overnight | 23¢ from midnight to 3 pm, every day. Peak 41–54¢ |
| E-ELEC | Heat pumps, batteries, all-electric homes | Off-peak 28–33¢. Peak 32–55¢ |
Electric car? Switch to EV2-A
~$650 a yearCharging 300 kWh a month overnight at 22.6¢ instead of 40.7¢ (the top tier, where car charging lands on the tiered plan). You can change plans once every 12 months, so compare first in your PG&E account, which uses your real usage.
PG&E now charges about $24.12 a month whatever you use ($5.99 on CARE, $12.07 on FERA). In exchange, the per-kWh prices are a little lower. Solar homes pay it too.
Discounts most eligible households miss
CARE: one enrollment, four bills
Often $1,000+ a year35% or more off electricity, 20% or more off gas, the base charge drops to $5.99, and SV Clean Energy adds a $12 monthly credit. It also unlocks Recology's low-income garbage rate (about half price) and San Jose Water's 15% discount. The latter two need their own applications.
Income limits from June 1, 2026: $43,280 for 1–2 people, $54,640 for 3, $66,000 for 4, plus $11,360 per extra person.
How: pge.com/care. It takes about 5 minutes.
FERA: 18% off electricity
For the next income band up: up to $54,100 for 1–2 people, $82,500 for 4.
Medical Baseline
~$490 a yearFor a household member who depends on powered medical equipment or needs heating or cooling for a condition. You get about 500 extra kWh a month at the lowest price, or a 12% discount on time-of-use plans. Needs a doctor's signature.
Rebates still open (and the ones that ended)
| Upgrade | Rebate | From |
|---|---|---|
| Heat-pump water heater, replacing gas | $2,500 ($3,500 income-qualified) | SV Clean Energy |
| Heat-pump heating and cooling, replacing a gas furnace | $2,000 | SV Clean Energy |
| Induction cooktop, replacing gas | $500 | SV Clean Energy |
| Electrical panel upgrade (with one of the above) | $1,000 | SV Clean Energy |
| Income-qualified homes | Up to $1,000 more per appliance | SV Clean Energy |
The 30% federal credits for solar and batteries and for efficiency upgrades (25D, 25C) ended Dec 31, 2025. The new-EV credit ended Sept 30, 2025, and the home EV charger credit ended June 30, 2026. The state's HEEHRA rebates for single-family homes are on a waitlist, and BayREN Home+ has closed. Many rebate articles online are out of date.
Under a Bay Area air district rule, new and replacement water heaters must be zero-emission (heat pump) from January 2027. A proposed delay to 2028 is up for a board vote this quarter. Nobody has to remove a working heater, but plan your next replacement around it and reserve the rebate first.
New solar is excluded from property tax reassessment only if it's completed by the end of 2026. Under PG&E's current solar billing, power you send to the grid midday earns only about 4–8¢, so a battery is usually what makes new solar pay off.
One myth
Opting out of SV Clean Energy back to PG&E saves nothing: SVCE's default plan costs about 1% less than PG&E's generation. Its 100% renewable plan, GreenPrime, adds about $3 a month.
Facts are checked against the public sources listed on each page. Rates change every year; each page shows when it was last checked. Individual bills are confidential in California, so personal numbers are estimates from public rates. Nothing here is legal, tax or insurance advice.