Hardeeville, SC · Updated Oct 2026

What a Hardeeville house pays

Property tax, water, trash and energy from public rates. Look up your address to make it yours, and see how to pay less.

Sent only to free public map services to find who serves it. Not stored unless you save your house.

Example · a Hardeeville house

$9,832a year · $819 a month

Starts at the typical market value, $488,900; your assessed value is often lower. Typical use.

A Hardeeville house at the typical market value ($488,900) pays about $9,800 a year: $4,690 property tax and charges, $1,520 water and sewer, $240 trash, $1,810 electricity, $1,570 home insurance. Estimated from public rates, not anyone's actual bill.

Rates checked Oct 22, 2026. Insurance: what you enter, or a typical premium until you do. Sources are listed at the bottom.

Ways to pay less

Nothing here applies to every house automatically. These are worth checking:

Owner-occupants: apply for the 4% legal-residence assessment
A legal residence is assessed at 4% instead of 6%, and the owner must apply.
How: Apply for the legal-residence assessment (see the SC DOR legal residence guide).
Seniors 65+: homestead exemption
South Carolina has a homestead exemption for taxpayers 65 and older.
How: See the SC DOR legal residence guide and your county.

Who serves this house

Water: Beaufort-Jasper Water & Sewer Authority (BJWSA); BJWSA residential water: $13.58 basic facilities charge and $5.32 per 1,000 gallons.
Property tax: 0.96% of value; 2026-27: Jasper County (adopted June 29, 2026) and City of Hardeeville (FY26 rate)
Garbage: Capital Waste Services; Capital Waste Services is the city's provider of trash services; registered customers get a 95-gallon cart for trash and a 95-gallon cart for recyclables
Sewer: Beaufort-Jasper Water & Sewer Authority (BJWSA); Residential sewer: $19.81 basic facilities charge plus $8.50 per 1,000 gallons, capped at $104.81 a month (effective July 1, 2026)
Electricity: Dominion Energy and Palmetto Electric Cooperative; Electric service for the city is divided between Dominion Energy and Palmetto Electric Cooperative
Gas: Dominion Energy; Dominion Energy is the sole service provider for natural gas in the city

Pay or manage your bills

Other SC cities

What a Hilton Head Island house pays What a Clemson house pays What a Hanahan house pays

How these numbers are made

Property tax: City of Hardeeville 95 mills (FY2026, the latest rate found), Jasper County operating 115 + debt 5 mills and school debt 25 mills (FY2026-27, adopted June 29, 2026). Mills are converted to a share of market value by dividing by 1,000 and multiplying by the 4% legal-residence assessment ratio. School operating mills (154) are not charged on an owner-occupied legal residence and are left out; the county's Local Option Credit (a 1% sales tax rebate off county property tax bills) is not modeled, so real bills may be lower. The Cherry Point/rural fire district millage applies only outside municipalities and is left out.
Water and sewer: BJWSA residential rates effective July 1, 2026. The Jan. 1, 2027 water rate ($14.00 base with tiers of $3.55, $5.35 and $7.06 per 1,000 gallons) is not used. No typical use is published, so the page starts at its default.
Trash: Capital Waste Services' April 1, 2024 rates, $15.80 garbage plus $4.33 recycling; later changes were not found.
Electricity: Palmetto Electric Cooperative Schedule 1 (about half of the city may instead be served by Dominion Energy, whose rate is not modeled); the daily $0.99 charge is x365/12. The Cooperative's rate page lists a power cost adjustment under another schedule that may apply to residential bills; it and franchise fees are not included. Gas is Dominion Energy; no tariff was modeled.
Typical use is the EIA 2024 South Carolina residential average; insurance is the 2022 statewide average, a figure that is several years old and may be out of date for coastal Jasper County. A newer figure was not found.
Water: BJWSA's rate table lists these residential water rates under 'Effective July 1, 2026'; the Jan. 1, 2027 residential water column is blank on the page.
Nothing here is legal, tax or insurance advice.

Sources

How Hardeeville compares

A typical Hardeeville house against the 320 cities we cover nationwide, using the same default numbers as the total above.

Per year	Hardeeville	Median	Where it falls
Property tax rate	0.96%	1.23%	lower than 276 of the other 314 cities we cover nationwide
Water	$593	$654	lower than 184 of the other 319 cities we cover nationwide
Sewer and utility-bill fees	$924	$735	higher than 205 of the other 284 cities we cover nationwide
Trash	$242	$379	lower than 210 of the other 249 cities we cover nationwide
Electricity and gas	$1,809	$2,743	lower than 294 of the other 319 cities we cover nationwide
Home insurance	$1,571	$1,492	higher than 194 of the other 314 cities we cover nationwide
Total	$9,832	$11,671	lower than 224 of the other 319 cities we cover nationwide

Cities bill differently (some put trash on the tax bill, some cover more services), so a higher number isn't necessarily worse. The property tax rate is compared instead of dollars because house values differ.

Questions to ask your candidates

Each one starts from a number above. Any candidate can answer them.

1. Property tax rate

The fact: Hardeeville's property tax rate is 0.96%, lower than 276 of the other 314 cities we cover nationwide. The rate adds up every agency on the bill, not only the city.

Ask: "Property tax in Hardeeville is 0.96%, lower than 276 of the other 314 cities we cover nationwide. What should that money pay for first, and would you change anything about how it is set?"

2. Trash

The fact: Trash pickup here costs about $242 a year for the standard cart, lower than 210 of the other 249 cities we cover nationwide. Where trash is billed through the tax bill or a separate hauler, it is not counted here.

Ask: "Trash pickup here costs about $242 a year for the standard cart, lower than 210 of the other 249 cities we cover nationwide. What drives that cost, and would you change anything about the service or the price?"

3. Electricity and gas

The fact: Electricity and gas for a typical house here cost about $1,809 a year, lower than 294 of the other 319 cities we cover nationwide. Rates are set mostly by the utility and the state.

Ask: "Electricity and gas here cost about $1,809 a year for a typical house, lower than 294 of the other 319 cities we cover nationwide. Which parts of that can the city influence, and what would you do about them?"

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Common questions about Hardeeville house costs

What is the property tax rate in Hardeeville?

About 0.96% of the value before exemptions a year (2026-27: Jasper County (adopted June 29, 2026) and City of Hardeeville (FY26 rate)), plus flat charges on the same bill.

How much is property tax on a $500,000 house in Hardeeville?

About $4,800 a year on $500,000 of the value before exemptions.

How much is the water bill in Hardeeville?

About $126 a month for water and sewer at typical use (7,000 gallons a month) on Beaufort-Jasper Water & Sewer Authority (BJWSA).

How much does trash pickup cost in Hardeeville?

$20 a month for a house.

Can seniors lower their property tax or bills in Hardeeville?

Yes. Seniors 65+: homestead exemption: South Carolina has a homestead exemption for taxpayers 65 and older.

How much does a house in Hardeeville cost to run each year?

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