North St. Paul property tax: where it goes
A North St. Paul house pays 1.917% of its taxable value in property tax. For a house at $310,500 of value before exemptions with the homestead exemption, that's about $4,594 a year.
Tax is levied on for class 1a residential homestead property (homestead only; non-homestead property is taxed at different class rates): estimated market value, less the homestead market value exclusion for qualifying homesteads, times the class rate (1.00% on the first $500,000, 1.25% above) gives tax capacity, which is taxed at the local tax capacity rates; the market value rate (ISD 622) applies to referendum market value.
Who taxes this house
| Taxing agency | Rate | On $310,500 |
|---|---|---|
| Ramsey County (including the county library) | 0.5012% | $1,463 |
| City of North St. Paul | 0.5096% | $1,487 |
| North St. Paul-Maplewood-Oakdale Schools (ISD 622), on tax capacity (schools) | 0.3161% | $923 |
| Regional Rail Authority, North St. Paul HRA, Ramsey-Washington Metro Watershed District, Metropolitan Council and Mosquito Control | 0.0854% | $249 |
| North St. Paul-Maplewood-Oakdale Schools (ISD 622), voter-approved levies on market value (schools) | 0.1519% | $472 |
| All tax-capacity levies above, on value over $500,000 (1.25% class rate instead of 1.00%) | 0.353% | $0 |
| Total | 1.917% | $4,594 |
2026 taxes payable, Ramsey County (North St. Paul tax district 6926: ISD 622, Metro watershed). Exemptions applied: Homestead market value exclusion ($18,605); Class 1a residential homestead: 1.00% class rate on the first $500,000 (1.25% only above) ($500,000).
Ways to pay less
- File for homestead. Homestead can reduce the taxable market value of houses valued under $517,200, which may lower taxes, and it is one of the qualifying factors for the State of Minnesota Property Tax Refund. How: Apply online with Ramsey County; the last day to apply is Dec. 31.
- Claim the Minnesota property tax refund. The regular refund is based on household income and the property tax on your home; a special refund applies when your net property tax rose at least 12% and $100. How: File with the Minnesota Department of Revenue by August 15; you may file up to one year late.
- Seniors 65+: defer part of your property tax. With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel. How: You must be 65 or older (if married, the other spouse at least 62) with household income of $96,000 or less; apply by November 1.
- Veterans with a 70%+ disability rating: homestead exclusion. Ramsey County offers a property tax exclusion for the homestead of an honorably discharged veteran with a service-connected disability rating of 70% or higher; the amount depends on the disability percentage. How: Apply with Ramsey County by Dec. 31.
- Water efficiency grant: toilets, dishwashers, washers. The city reimburses 90% of the purchase price through a utility bill credit: you pay 10% of the pre-tax cost, up to $150 for a toilet or up to $250 for a dishwasher or washing machine. Purchases must be made after July 24, 2026, and you must receive water service from North St. Paul. How: Apply online or bring the form to City Hall (2400 Margaret St.).
- Electric utility customers: cordless yard equipment rebate. North St. Paul electric utility customers can get $25 for a trimmer, chainsaw or leaf blower, $50 for a push mower or $200 for a riding mower (new, cordless, battery-powered). Funds are limited and first-come, first-served. How: Submit the application with your receipt by November 30, 2026.
Dates
| When | What |
|---|---|
| Nov 1 (in 9 days) | Apply for the Senior Citizens Property Tax Deferral to defer next year's taxes |
| Dec 31 | Last day to apply for homestead and for the homestead exclusion for veterans with a disability |
| Jan 1 | Unpaid property taxes become delinquent and interest is charged (currently 10% a year) |
| May 15 | First half of Ramsey County property tax due; penalties start the day after |
| Aug 15 | Minnesota property tax refund due; you may still file up to one year late |
| Oct 15 | Second half of Ramsey County property tax due; penalties start the day after |
Pay or manage it
Sources
- Ramsey County: Payable 2026 Final Tax Rates (PDF)
- Minnesota Department of Revenue: Homestead Market Value Exclusion
- Ramsey County parcel data: North St. Paul single-family homesteads by school district and watershed
- Ramsey County parcel data: North St. Paul single-family homestead special assessments, 2026
- Ramsey County Assessor: 2025-2026 median market values, North St. Paul (open data)
- www.ramseycountymn.gov: homestead
- www.ramseycountymn.gov: property-tax-refunds
- www.revenue.state.mn.us: filing-property-tax-refund
- www.revenue.state.mn.us: property-tax-deferral-senior-citizens
- www.ramseycountymn.gov: homestead-exclusion-veterans-disability
- www.ramseycountymn.gov: pay-property-taxes-online
- www.ramseycountymn.gov: pay-property-tax
- www.ramseycountymn.gov: delinquent-tax-information
Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.