Moorhead property tax: where it goes
A Moorhead house pays 1.846% of its taxable value in property tax. For a house at $249,000 of market value with the homestead exemption, that's about $3,422 a year.
Tax is levied on for a residential homestead: the homestead market value exclusion reduces the taxable market value; taxable market value times the class rate (1.00% on the first $500,000, 1.25% above) gives tax capacity; the county sheet also lists a separate rate marked MKT.
Clay County's published extension rates stop at taxes payable 2025 (no pay-2026 listing is posted yet), so 2026 bills will differ; Moorhead's council set a preliminary 2026 levy increase of 5.58%.
Who taxes this house
| Taxing agency | Rate | On $249,000 |
|---|---|---|
| Clay County | 0.4546% | $1,022 |
| City of Moorhead | 0.5608% | $1,261 |
| School District 152, on tax capacity (schools) | 0.3069% | $690 |
| Moorhead HRA/EDA | 0.0203% | $46 |
| Buffalo-Red River Watershed and other watershed levy | 0.0164% | $37 |
| School District 152 rate on market value (schools) | 0.1468% | $366 |
| Higher 1.25% class rate on value above $500,000 (all tax-capacity levies) | 0.3398% | $0 |
| Total | 1.846% | $3,422 |
Taxes payable 2025, Clay County (tax district 1600-152-007, Moorhead city / School District 152). Exemptions applied: Homestead market value exclusion ($24,140); For class 1a residential homestead property, the 1.25% class rate applies only to market value above $500,000 ($500,000).
Ways to pay less
- Moved in this year? Apply for homestead by Dec. 31. Homestead lowers the taxable value of a home you own and live in. The homestead market value exclusion is 40% of value for homesteads valued at $95,000 or less (a maximum of $38,000), is reduced as values rise, and phases out at $517,200 or more. How: Apply with your assessor; you must own and occupy the home as your main residence no later than December 31.
- Claim the Minnesota property tax refund. Minnesota homeowners may get a Property Tax Refund based on their income and property taxes. How: File with the Minnesota Department of Revenue by August 15 (you may file up to one year late).
- Seniors 65+: defer part of your property tax. With the Senior Citizens Property Tax Deferral, the tax you pay is 3% of household income and the state pays the rest as a loan, repaid with interest when you sell or cancel. How: You must be 65 or older (if married, the other spouse at least 62) with household income of $96,000 or less; apply by November 1.
Dates
| When | What |
|---|---|
| Nov 1 (in 9 days) | Seniors: last day to file for the property tax deferral for next year's tax |
| Dec 31 | Last day to move into your home and file a homestead application with the assessor; also the last day disabled veterans can file for the value exclusion |
| May 15 | First half of real property taxes due |
| Aug 15 | Minnesota property tax refund due; you may still file up to one year late |
| Oct 15 | Last day to pay the second half of real estate taxes unless part of the parcel is classified 2a agricultural land |
Pay or manage it
Sources
- Clay County payable 2025 tax extension rates
- www.revenue.state.mn.us homestead
- www.mpsutility.com Sales%20Tax%20and%20Late%20Charges%20Sec
- www.revenue.state.mn.us property-tax-calendar
- www.revenue.state.mn.us property-tax-refund
- www.revenue.state.mn.us filing-property-tax-refund
- www.revenue.state.mn.us property-tax-deferral-senior-citizens
Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.
Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.