Saratoga property tax: where it goes

A Saratoga house pays 1.147% of its taxable value in property tax, plus flat charges on the same bill. For a house at $2,000,001 of market value with the homeowners' exemption, that's about $23,175 a year.

Tax is levied on valuation.

Santa Clara County's 2026-27 tax rate book is not published yet; 2025-26 rates are the latest.

Who taxes this house

Taxing agencyRateOn $2,000,001
Countywide 1% maximum levy (Prop 13)1%$19,930
County retirement levy and county library0.0412%$821
County bonds (VMC 2008, 2016 housing bond)0.0108%$215
Saratoga Elementary 2002 bond (schools)0.0451%$899
Saratoga City GO bond 20000.0036%$72
Saratoga Fire District bond 20000.0083%$165
Los Gatos-Saratoga High 2014 bond (schools)0.0132%$263
West Valley-Mission community college bonds (schools)0.0192%$383
Mid Peninsula Open Space 2014 bond0.0014%$28
Valley Water state water project0.0039%$78
Saratoga Union School District Measure A parcel taxflat$68
Los Gatos-Saratoga High School Measure A parcel tax (2024-25 rate, rises with inflation)flat$128
Valley Water Safe, Clean Water special tax (2026-27)flat$82
Mosquito & vector control assessmentsflat$31
SF Bay Restoration Authority Measure AAflat$12
Total1.147%$23,175

2025-26 tax year, Santa Clara County (tax rate area 015-042); flat charges 2026-27 where stated. Exemptions applied: Homeowners' exemption ($7,000).

Ways to pay less

  • Homeowners' exemption. If you own and occupy your home as your principal place of residence, you may be eligible for an exemption of up to $7,000 off the dwelling's assessed value. How: File the claim with the Santa Clara County Assessor.
  • Combine neighboring lots for the school parcel tax. Contiguous parcels used solely for owner-occupied single-family purposes under identical ownership can be treated as one parcel for the Saratoga Union School District parcel tax ($68 per year). How: Apply to the district by June 30 for the term beginning July 1.

Sources

  1. WVSD property tax bill charges
  2. Santa Clara County tax rate book 2025-26
  3. Saratoga Union parcel tax
  4. SUSD contiguous exemption
  5. BOE homeowners exemption
  6. Assessor homeowners exemption
  7. Valley Water special tax

Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.

Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.