El Cajon property tax: where it goes

A El Cajon house pays 1.171% of its taxable value in property tax, plus flat charges on the same bill. For a house at $681,700 of market value with the homeowners' exemption, that's about $7,914 a year.

Tax is levied on Proposition 13 limits the maximum ad valorem tax to one percent (1%) of the full cash value of property.

The County Auditor has not yet published its 2026-27 tax rate book (checked October 22, 2026), so the ad valorem rates are 2025-26. The vector control assessment is the 2026-27 amount.

Who taxes this house

Taxing agencyRateOn $681,700
1% general levy (Prop 13)1%$6,747
Cajon Valley Union, Grossmont high school and Grossmont-Cuyamaca college taxes (schools)0.1442%$973
Grossmont Healthcare District bonds (Prop G)0.0199%$134
Metropolitan Water District0.007%$47
County vector control assessmentflat$13
Total1.171%$7,914

2025-26 tax year, San Diego County (tax rate area 03001). Exemptions applied: Homeowners' exemption ($7,000).

Ways to pay less

  • Homeowners' exemption: file by Feb 15. February 15 is the regular filing deadline to receive the full exemption of approximately $70; late filings from February 16 to December 10 receive 80% of the exemption. How: File with the San Diego County Assessor.

Dates

WhenWhat
Dec 10 (in 48 days)First property tax installment delinquent after close of business; 10% penalty after that.
Feb 15Homeowners' exemption deadline for the full exemption (about $70); late filings through December 10 get 80%.
Apr 10Second property tax installment payment deadline; 10% penalty plus $10 cost added to payments made after this date.

Pay or manage it

Sources

  1. sdarcc.gov homeowner-exemption.html
  2. www.sdttc.com tax-collection.html

Checked October 22, 2026. Every number here comes from the public sources listed, matched by our checker.

Rates change every year; this page shows when it was last checked. Nothing here is legal, tax or insurance advice.