How New Providence is run

Who runs New Providence, what it costs, and where your money goes

The city manager, council pay, the budget, your property tax bill and who provides each service, from New Providence's own public documents. Every number links to its source and says which year it describes. Checked Oct 11, 2026.

Who runs New Providence

The elected mayor heads the city government and appoints its top administrator and department heads. The council passes laws, adopts the budget and sets the tax rate.

Borough of New Providence

What they are paid

Borough Administrator Bernadette Cuccaro: base payNot confirmed2026. We found no contract or resolution online that states the Borough Administrator's salary. The 2026 salary ordinance sets only maximums by level, up to $205,000 for Full-time Level 5, without naming positions. Borough of New Providence · Aug 11, 2026
A council memberNot confirmed2026. The 2026 salary ordinance caps council pay at $7,500 a year. The 2026 budget lists $43,500 of base pay for the seven-member governing body in total, without a per-member figure. Borough of New Providence · Aug 11, 2026
The mayorNot confirmed2026. The 2026 salary ordinance caps the mayor's pay at $9,000 a year. We found no document stating the amount actually paid. Borough of New Providence · Aug 11, 2026

New Providence city staff

The 2026 budget lists 73 full-time and 53 part-time employees with $7.74M of base pay in total, reported by employee group. We found no list of individual employee pay. We name pay only for elected officials and the city manager.

Is New Providence in the red?

Cities must pass a balanced budget, so "profit" and "deficit" mean something different here. The useful questions: does the city's everyday money (the general fund) cover its everyday costs, how much does it keep in savings compared with its own target, and how big are its pension and debt bills.

General fund, 2026$28.1MOut of $28.3M across all city funds, which includes utilities and other money that can only be spent on one thing. Borough of New Providence · Apr 28, 2026
Savings shrank, 2025 (audited)−$754,051General fund revenue $89.4M, spending $85.5M. Borough of New Providence · Jun 3, 2026

Savings

Unassigned general fund balance: $7.1M (2025-12-31). Borough of New Providence · Apr 28, 2026

Pension promises not yet funded$13.2MNew Providence's share of New Jersey's two state pension plans, measured June 30, 2025: $8.2M for the Police and Firemen's Retirement System (PFRS) and $5.1M for the Public Employees' Retirement System (PERS). The state carries another $1.7M of PFRS liability on the borough's behalf. (2025-06-30). State of New Jersey · Jan 1, 2026
Debt owed$26.3M$26.33M of general improvement bonds, including a $16.48M issue of July 24, 2025. 2025-12-31. Borough of New Providence · Jun 3, 2026
Credit ratingAaa (Moody's)2025. Moody's last rated the borough in 2025. The budget also lists AAA ratings from S&P and Fitch, last rated in 2017. Borough of New Providence · Apr 28, 2026

Why we skip the "budgeted deficit": many cities plan to dip into savings, then spend less than planned. The audited result tells you what really happened.

Where the money comes from and goes

The general fund only: the city's everyday money for 2026.

Comes from

  • Property tax for municipal purposes$16.7M · 59%
  • Fund balance (surplus) used$4M · 14%
  • Other special items (shared court and sewer services, debt and sewer reserves, fees)$3M · 11%
  • Library property tax$1.4M · 5%
  • State aid (energy receipts tax)$1.3M · 5%
  • Local revenues (fees, court fines, interest, sewer rentals)$930,300 · 3%
  • Other (delinquent taxes, construction code fees, grants)$751,380 · 3%

Borough of New Providence · Apr 28, 2026

Goes to (2026)

  • Police$4.3M · 15%
  • Debt service$3.9M · 14%
  • Reserve for uncollected taxes$2.1M · 8%
  • Sewer system and wastewater treatment plant$1.6M · 6%
  • Employee health insurance$1.6M · 6%
  • Trash and recycling collection and disposal$1.5M · 5%
  • Library$1.4M · 5%
  • Other (administration, public works, insurance, pensions and others)$11.6M · 41%

Borough of New Providence · Apr 28, 2026

Your property tax bill: who gets it

New Providence collects one property tax bill and passes most of it on. Of the 2025 levy, 60.14% went to the local schools and about 17% to Union County. The borough's own share, including the library and open space, was about 23%.

23¢

of each property-tax dollar goes to the city of New Providence

  • New Providence School District3.153 · 60%
  • Borough of New Providence (municipal purposes)1.088 · 21%
  • Union County0.868 · 17%
  • New Providence library0.085 · 2%
  • Union County open space0.038 · <1%
  • New Providence open space0.01 · <1%
  • Total ($ per $100 of assessed value)5.242

2025 tax rates for a property in the Borough of New Providence (Union County). Borough of New Providence · Apr 28, 2026

Who provides your services

Not everything in New Providence is run by the city. Who provides a service decides whose budget pays for it and whose election decides it.

Compared with similar cities

The cities in this state closest in population that we cover. Read it for scale, not as a ranking: cities provide different services.

New ProvidenceNJMiddlesexNJHopatcongNJRamseyNJ
Residents14,09214,74014,82414,925
Top administrator's base payNot confirmed$40,000Not confirmedNot confirmed
Council member payNot confirmedNot confirmedNot confirmedNot confirmed
General fund per resident$1,997$1,797$1,384$2,148
Debt per resident$1,868$1,018$1,535$1,191
Unfunded pension per resident$940$1,026$791$1,224
City staff per 1,000 residents————

Figures as shown in each city's section, divided by its population. Years differ by state, and pension figures are measured differently in each state (each city page says how).

What New Providence publishes

What a resident can find online today. A "no" is something you can ask the council to publish.

Questions to ask your council

  1. New Providence's share of state pension liabilities was $13.2 million at June 30, 2025. How will PFRS and PERS contributions fit into future budgets?
  2. The municipal tax levy rises 3.37% to $16.68 million in 2026. Which costs drive the increase?

See who is running for council

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